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Hi There, I wondering if someone can give me any advice on this. In 1989, I lost a house through Neg. Equity. I had a Mortage with two other parties - who did a bunk - with Mortgage Express for 95% and the ramining 5% with Top-Up Mortgage Services. I settled with Mortgage Express and paid a peppercorn rate to Top-Up (£10 per month) ever since. Transcom are now - sporadically - chasing me about the remaining debt, which I had them confirm is not earning interest. I have recieved a form letter from them saying; Do you want to put this debt behind you for Good? We ha