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About Me


Found 6 results

  1. I found out my partner of 2 years had a SpeedCredit loan back in 2010, for around £100.00 I believe. She kept this quiet, until she showed me the emails they where sending her on an almost daily basis (you know the ones, from Northern Debt Recovery, Marshall Hoares Bailiffs and so on) asking that she repay over £1,000. She's already covered the original loan, plus one months interest and a lot more £416.15 in total! any obligation has been repaid in full. Here's the typical email she'll get, along side the typical threats of doorstep recovery, court actio
  2. Hello everyone. I was wondering if anybody here knows what the current official position is on Paycheckcredit? I know MCO Capital got fined and had their CCL revoked. I believe they were allowed to continue trading pending an appeal. Does anybody know if they have appealed? It is already known that Paycheckcredit and Toothfairy Finance are connected. My real question here is where exactly does Paycheckcredit stand today? Are they allowed to trade at this moment in time? Thanks!
  3. Hi, i'm new to this site and appreciate this is just going to be a repeated question as I see these two companies are rather popular on here. Basically I have the same problem, my 300 pound loan is just over 2 weeks late and is now over 1000 pound. I have asked for a repayment plan but been refused. I have followed advise on here and emailed the financial ombudsman who replied with a complaint form which I returned yesterday. My problem is I recieved a text today from NDR saying in 2 days bailiffs will be at my door. I just dont know what I should do next? I'm a working single mother
  4. Having just tonight checked my Call Credit report as a one off, I've noticed that Toothfairy Finance have registered a default against my name, however are they correct in doing so? I've had a fair few problems with TFF/NDR/MHB in that they would not accept a repayment plan via my debt management agency nor would they then accept the repayment plan I was offering them. Finally I came to heel with a repayment plan of their choosing and have cleared the debt. In my honest opinion, there was a period of around three months where I wanted to pay but they simply made it an impossibility.
  5. hi all, I took out a loan with paycheck credit in october 2011 i missed the first payment but paid back i full £400, plus 172 in charges the following month, i then recieved an email from marshall hoares solicitors threatening me with legal action if i did not pay a further £800 pounds immedatiley . i rang the number and was told i would only have to pay £300 if i set up a payment plan, i stupidly agreed and now feel im just being robbed! im constantly getting phone calls and threatening emails off marshall hoares,please help!
  6. Afternoon, I got into a little debt at around the beginning of the year because I lost my job. I've got onto debt management plans with my other two debtors and that is going swimmingly, it was sorted out very quickly! But I've had a horror of a time trying to deal with Toothfairy Finance. I took out a £300 loan and unfortunately defaulted on it but since they've slopped on their charges the amount has sky rocketed. So now they have brought in the cavalry, NDR (Northern Debt Recovery) and Marshall Hoares Bailiffs. There is an odd thing about all three companies and when I researched into
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