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  1. Please could someone advise me please. I owe £10,200 to Barclays. I was made redundant and as a result, could not afford the full repayments on my credit card. Barclays applied for a Court Order and it meant that because of my work background, any Court Order would make it impossible to get a job within my specialist field. My brother paid my arrears, as I had the offer of a job which would have got me back on track. I paid and the bank agreed to drop the application for a Court Order. Two months later, I got a phone call from the job vetting agency telling me there had been a problem in clearance, followed by a letter from the Court telling me that a Court Order had been granted in my absence....the bank had failed to tell their legal department, I was up to date with the payments and went ahead. As a result, I did not pass the vetting for my job and remained unemployed and could not pay the amount required each month. Barclays, admitted their mistake but bulldozed on with a application for a Charging Order on my house. I attended Court, explained everything to the judge and he immediately revoked the Court Order and did not grant a Charging Order. The bank solicitor just kept requesting something like Alliance and Leicester versus someone, a ruling from the past which i think, requires a reasonable amount of time to pay a debt. Mine would take 20 years. However, the judge said he would review the case in 3 months. I attended after 3 months, and another judge, was unhappy with the whole procedure and defered it til another 4 months. The judge said that owing to my job background, i m,ay want to make a voluntary agreement - his words - with the bank. I later wrote to Barclays and they agreed and sent me papers regarding a Tomlin Order. I have read up on this but am confused. Will it ever show up to anybody that wishes to check, that I have an Order against me?. I still believe, the bank want it noted in the land registry that they will have an interest. If this is public, as it is, is it assuming that I have some financial debt and would be associated with some kind of Order. The most important question I have is this Does a judge HAVE TO issue a Court Order under the Alliance and Leicester ruling, if the debt cannot be repaid within a reasonable amount of time? I have been to Court three times now under a review. The judge has been, it seems, sympathetic to how I have been treated by the bank and so far, have no orders against me. BUT.....will there come a time when he HAS TO agree to an Order, seeing as I cannot pay back the amount within 5 years Don't get me wrong. I owe and I will pay. Do I go for the Tomlin Order or bank on a judge not making an order and continue with my 70 pounds per month I have been paying? If I get a Court Order, it is a farewell to a job within my expertise and the financial situation will be horrendous... Thank you all very much.
  2. I agreed to a Tomlin Order and they haven't paid! The court told me I have to fill in form N244 and apply to have a CCJ entered against them, then and only then can I commence enforcement of the Tomlin Order Schedule. Does anyone know how to fill in form N244 to do this? I know these things need to be specific and I've found lots of advice on the net about filling in applications to set aside Judgements but this is completely different. Any help would be appreciated!! Thanks in Advance!
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