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I've just registered to this excellent forum, and am hopeful somebody can shed some light on my situation - grateful for all comments thanks. I have an ongoing legal dispute whereby I'm the sole legal owner of a property (clearly proven through the timing of the purchase), and after accepting an amount of money from a family member in exchange for a licence ( giving them the right to occupy, similar to a lodger), that person is now claiming a beneficial interest, claiming the money they paid and I accepted was a direct contribution to the purchase of the property. They are refusing to leave the property unless they get a certain sum of money. The legal dispute is very stressful, and as my legal costs are already £15k+, I'm looking into settling to get this person out of my property. I do not want to sell the property, as my age and circumstances would not allow me to get another mortgage. I have looked into releasing equity from the property, before I might eventually have to sell (am in the process of issuing court proceedings - ToLATA claim). To raise the money, my credit rating must be good so I've checked with the relevant credit rating agencies, and have discovered that the family member has removed my name from the electoral roll (I am not staying in property due to their violence, although I'm the sole legal owner), and this is a big black mark on my credit score. Does anybody know if, as the sole legal owner but staying away due to the violence of the family member, if I can still register the property as my main address and therefore again be seen as being on the electoral roll (was registered there for previous 6 years before choosing to leave for own safety)? Thanks.