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Hi there, I am new to this so go easy on me please I hope I have posted this in the right forum. I have got myself into a right pickle with debt. I am on benefits and am seriously getting close to the line of going completely and utterly doolally with the stress of the constant letters and phone calls. I am really not well mentally and this is just the thing that is going to push me over the edge, as the letters coming are increasingly threatening, and I am really scared. I am willing to give details but I just dont know where to start or what to do, I am living hand to mouth as it is. Hope someone can advise. Hoping this might be the first step to ending the harrassment so I can concentrate on getting better.