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  1. Hi I have just looked at my credit report and noticed there are loads of searches from Lowell and Tocatto who i believe are they same but maybe wrong. I know these are unrecorded but are they allowed to search every month sometimes more and is there anyway of getting these removed thanks
  2. Please can you help me? I have suffered huge financial problems with the Recession. I have a £6K personal overdraft with Barclays. In Feb 2010 I wrote to Barclays and explained I couldnt pay my Overdraft, explained why not and please could I pay a token gesture of £1 per month until things improved. They agreed and so I've been doing this. I also at the same time requested an SAR from the bank which they sent me (pages and pages of it) Two weeks ago I opened a letter from Lowell's to say Barclays had sold on my debt to them and can I contact them to arrange a payment plan. I have now got to do this, but just wanted to check with you guys how I should do this? My personal financial situation is still dire. I've a LTD company but just manage to get barely enough work each month to pay work bills etc. I'm not going to give up my business. I dont and havent paid myself a wage for several years, just want the company to survive until the downturn picks back up. I refuse to give up and go on Income Support. Please advise me on how best to deal with Lowell. I've a 14 year old, a new partner (whos also self employed with minimal work) Thanks
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