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  1. Hello, i am totally new to CAG and need advise. I am currently Nader police investigation for alleged piece swap where tkmaxx has CCTV passed to the police showing I bought items and returned other items under same receipts. I recently had a baby and as soon as I could get out of the house I went on a MAD shopping spree period over a couple of months where I was buying on credit card loads of items then return majority of them. On some occasion I would take the price tag off and then return the items within the allowed time having changed my mind. If some price tags were changed it was done completely innocently with no intention of wrongdoing or causing the shop a loss. One day I was at home alone with mu baby and the police came to search the house, they asked for Ll items I had purchased at tkmaxx recently and they seized them together with credit card statements and purchase receipts found. Same day I was interviewed on tape by police where I was finally told what the allegations were, I denied any wrongdoing and told them that any wrong price tag swap was due to the large amount of items bought and not remembering which one went where. They had a list of about 10/12 items for which tags may have been swapped at a loss for tkmaxx of approx £260, some of which tkmaxx are saying they were either not purchased from them or they are not fit for resale. About a month or so later I was called at the police station again for another interview when they showed me the CCTV and told me they could not understand how someone could make such mistake so many times! I continue saying I did to do any intentional wrongdoing and that the stress of having a baby, tiredness and being disorganised had caused this possible mistake. On both occasion the police told me to wait to hear more about their decision (I was told it could go to court). The items credit card and receipts seized are still in their possession. In the meantime while I'm still waiting for a deliberation by the police, I have receive a letter from RLP banning me from tkmaxx for like and asking compensation of £487. I have lost a lot of sleep over this and I'm starting to become ill with worry, I went to the CAB yesterday and told me to reply denying liabilities to the claim and seek legal advise. I have since spoken to a solicitor who told me to reply to RLP making an offer of part payment as they/tkmaxx could take me to civil court as there is also the possibility I can be taken to criminal court by the police due to the number of items... Over a week has passed for the date on the RLP letter and I still don't know what to do, threads I read seem to suggest to ignore them but my husband is scared they would pass this to the bailiffs. I am on maternity leave at present and instead of enjoying my time with my baby I cannot focus thinking of what could happen to me. I have never been involved with the police, my credit score is immaculate and have no debts. Can RLP access my salary and bank details to see if I can pay them, can they tell my employer to sack me? I have a very good job and cannot afford to loose it when I return from leave. Thanks so much to any advise you can give me, I'm totally confused with all different angles I have been given/reading.
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