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About Me


Found 8 results

  1. I used to have a credit card with Vanguis, and for two and a half years have had all kinds of problems with them. In 2011 my income dried up as a result of government cuts which removed my workstream. I was unable to pay Vanguis as a result; prior to this I had paid my balance in full or near enough every month. I started to receive telephone calls from them up to 10 times each day, and each time they called they demanded money on the spot. The sums varied and every time they called I had to explain my circumstances afresh. Their staff were in general abusive a
  2. Hi everyone, I'm just wondering how it is that I have been contacted by a debt collector that called me from aa number that shares my area code? It's a real pain as I really don't want to talk to them but when I seen local area code assumed was one of my family or friends. I didn't go through the security questions so didn't have to talk to them but just annoyed they can do these sneaky tactics. Is this method all above board or should I complain?
  3. A company called MacKenzie hall have left at least half a dozen messages on my 1571 service since sometime in November. I rarely use my home phone, so I only noticed them yesterday. I looked up the number, and the company, and they look to be a debt recovery company. I signed up for a 30 day trial of the credit reference agencies, and can see that MacKenzie hall have made a trace search on me! I do have debts (who doesn't) but they are managed, and all in good shape - the reference agency information all appears correct with nothing untowards showing. So, this morning
  4. Hello everyone, First of all, sorry if I ask something here that has been asked hundreds of times. I know what that's like. I'm looking for a bit of advice. CapQuest called my work today (actually my colleagues phone behind me) - I've no idea how they got the number there are literally thousands of phones in our site. I briefly spoke with the loud lady - I didn't identify myself by name though my work colleague had passed the phone over after she asked for me so there's that. She identified herself and I duly informed her she was calling a works phone and that I couldn't help h
  5. Hi Caggers I have a debt from a personal loan with LloydsTSB, which has been to several DCAs, and now ended up in the dubious hands of Iqor. I did the usual and sent a CCA request, to which I received no answer. So after the statutory period I sent a "Debt in Dispute Letter" stating very clearly why I dispute the debt. A few days later, Iqor wrote back to me saying that they were investigating this. But they clearly weren't contented with that. I have now started to receive phone calls at all hours asking me to identify my self to them. When I ask who is call ing they just say
  6. Hi I hope I am posting in the right place (First time) When my family moved in to our current house about a year ago we were getting calls for the previous tenants on an hourly basis. Talking to the neighbours it seems they left in a hurry and it sounds like they where in a lot of debt. The calls slowed down to about 2 a month so was not to bad until 4 weeks ago when we were getting calls every 3 hours from injury lawyers saying about our recent accident when I said that I don't have a car and have never had an accident they asked if I was Mr (last tenant), I said no and they had
  7. Hi all, Just today one of the admin assistants where i work told me she'd received an automated message for me saying it was someone from CRS asking me to contact them, they gave a reference number and a contact number. This is embarrasing as i work as a community mental health nurse and its my place of employment, i also received the same message as a text to my work mobile phone. I do not want to contact them in case that is viewed as me acknowledging a debt. I believe that the numbers were probably given by my ex partner many months (4years+) ago to a DCA. Is there anyway that i c
  8. 1. The issue I bring to CAG is a matter of alleged harassment of a Debtor by a Creditor. In that My wife and I allege that the course of conduct complained of constituted a course of conduct which on the balance of probability a reasonable man in possession of all the facts would consider to be harassment. 2. The Legislation The relevant language of the Protection from Harassment Act 1997 reads as follows: Prohibition of harassment. 1(1) A person must not pursue a course of conduct— (a) which amounts to harassment of another, and (b) which he knows or ought to know amounts to haras
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