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Found 8 results

  1. Hi there.. I have recently been dealing with NEWLYN debt collection agency due to my council tax arrears that has already been to court and they have a liability order to take my belongings etc.. I am in a large amount of debt to many companies, agency's. Had my head in the sand for a while but finally got myself back on track and dealing with it all. NEWLYN is one of my smaller debts only 500ish left now, as it was court ordered and a government debt I decided to sort this one first... Which has now left me wanting to just bury my head back in the sand again. .they woul
  2. Hi All I've been a silent reader of this excellent forum for some time now, but as of now I need a little help/friendly advice. I had an old stlye SLC loan (pre-97) which I'd deferred for many, many years, moving address along the way. Hadn't heard anything for years, then some Erudio letters arrived via an old address, which I ignored (not always the best course of action), and recently I've also received letters from Capquest who I gather are one and the same. Alongside this, I've had calls/texts and have been harassed extensively. Occasionally, I've tried to engage in co
  3. Hi Has anyone known of HCEO's or Debt Collection Agencies using DHL or other Couriers to confirm address? (if you sign for it they know you are there). I have a had a card through the door, I am not expecting anything and I have been incredibly careful about not giving out my address or using credit ref agencies. I was homeless for a long time and only recently housed due to damage in RTA, I have mental health issues. I lost everything I had when I became homeless except a 20 year old car worth £500 if I am lucky. My home has items from freecycle and a computer lent by
  4. I have received copies of letters sent to a person who parked in a car park managed by UKPC. Originally he got screen tickets slapped on his car and he ignored them and waited for the NTK. After just under 2 months he got letters thouth the post saying "final reminder" and they go on to say that he has been idnetified as the driver at the time by the keeper. Well, as the vehicle is his and he hasnt said a word i wonder how UKPC can leap to taht conclusion. It is more likely that they know they will have to spend good money making their case at POPLA so have
  5. Hi all, just claimed PPI back from MBNA and it was up held but they only offered £154 refund in premiums plus the interest totalling about £350. I'd had the card for 13 years with high balance on it for a while. I called them today to query the amount, they say i cancelled it in 2000 which is catagorically not true, i didn't know i'd taken out PPI til i got a copy of the credit agreement the other month ! Has anyone else had these claims if so how did you deal with it? Thanks for any suggestions.
  6. I have noticed on the latest batch of begging letters from the Leeds Losers, that they state that "we have addressed your query" At first I thought nothing of this, however this old mobile debt becomes Statute Barred in the next Month or four and I wonder if this is some kind of p!$$ poor pre-emptive tactic to try to circumvent the whole SB argument, without the obvious pitfalls of the usual phantom payment scenario. ie. they have resolved a query on YOUR account therefore you must have acknowledged the account in some way. Obviously they would still be required to provide evide
  7. Has it become normal for the landlords to try and appropriate the deposit by threatening legal action for more than the deposit? My former landlord has come up with a spurious (in my opinion) list of charges and claims I owe him 2x the deposit but he will be kind and accept just the deposit if I write a letter saying it belongs to him and not sue me. Anyone seen this before?
  8. Hi, I hope that I am not repeating an old post however over the last week or so I have been receiving a number of calls on my mobile from mobile numbers I do not recognise. These numbers have included: 07964038716 07964035617 On each occasion I have not answered (I make it a policy of not answering calls when I do not recognise the number). On the calls from the above numbers I have received a voicemail message asking me to call H&L Solicitors. A quick Google search for the numbers and the company suggest that this company have tried to claim that people
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