Hi all, I'm kind of in the same boat with these guys, http://www.consumeractiongroup.co.uk/forum/showthread.php?476654-Australian-Debt-Complete-Credit-Solutions&p=5042016#post5042016 but for a far less amount ($5k). Im based in NZ - long story short the debt is in my name, but don't trust your (now ex) girlfriend in an absolute manner to settle the debt on breakup, even though its hers! No amount has been paid on this in two years. What is a reasonable timeframe to propose for a payment arrangement? Its a rather small(ish) amount, so I do know they won't be spending large amounts of time/money recovering a debt from someone based overseas. Any and all advice/direction would be greatly appreciated. The lady on the other end is an absolute hothead and hung up on me, so I'll keep that ace up my sleeve if they try to play hardball (I did state I was recording the conversation). Total amount - just over $5kAUD Debt - Personal Loan with Commonwealth Bank Im based in NZ - long story short the debt is in my name, but don't trust your (now ex) girlfriend in an absolute manner to settle the debt on breakup, even though its hers! No amount has been paid on this in two years. They have been trying to call me for months, but have ignored, but I did pick up a call from them expecting it to be someone else this week. Documentation (Notice of Assignment of Debt) has been emailed through to me on request. What is a reasonable timeframe to propose for a payment arrangement? Its a rather small(ish) amount, so I do know they won't be spending large amounts of time/money recovering a debt from someone based overseas. Any and all advice/direction would be greatly appreciated. The lady on the other end is an absolute hothead and hung up on me, so I'll keep that ace up my sleeve if they try to play hardball (I did state I was recording the conversation). Cheers

Hi all, I've become yet another victim of the Credit Corp bandwagon recently. Thankfully I've found this forum which has provided a great deal of help, however I was wondering if some one who has been put through the CCG mill could advise me on my next steps. To give you a bit of background to my situation; I lived in Sydney for 4 years until 2007 when I came back to England to live. I had a credit card in Australia too. In the UK I am director of a small public limited company that I run with my girlfriend who is a director too. Earlier today I received an email from Credit Corp asking me to call them. They gave no details, did not specifically mention debt, simply asked for me to call their Sydney office. Somehow they've managed to find my email address, possibly from an ex-colleague in Australia, however I don't believe they have my phone number or home address. They are obviously trying to chase up a debt but I was hesitant to make contact as I didn't want it to be seen as an admission. I then received a second email asking me to call. Again, no specific mention of debt, however this time they gave the address of my accountant and asked if they could send some documents through to that address. As I own a limited company I assume they found his details listed on Companies House. I have yet to reply but obviously I don't want them to send details to my accountant, nor do I want them calling him. More of a concern is that if they found my details, they will also find my girlfriends and her family and I really don't want them involved. So my question is. Should I make contact and find out exactly what I'm supposedly accused of. By doing so, I expect they will stop trying to track my phone number and address and hopefully won't hassle my girlfriend, her family or our accountant. Or, should I ignore them and see what happens? My concern is that eventually they will find my address, hassle my girlfriend and family and start some sort of court proceedings. I really don't want that! My gut says ignore them, but my head says find out exactly what they want, then see if its statute barred and officially dispute it with the FOS. I was thinking that I could provide an International private post box address. That might as least prevent them from finding my actual adress.. Any help would be much appreciated. I'm losing sleep over this.