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  1. Hi, I've read some past threads on debt regarding debts following you abroad and that CCJs cannot be obtained on a non UK resident...is this still the case? Also, are EPO's expensive to obtain? I now reside in Sweden, moved here 2 weeks ago and will not return to the UK for the foreseeable future. I have a credit card debt with Nationwide for 408gbp which has now been passed to Bryan Carter. I lost my job in the UK for a while and got myself into debt including with council tax and tv licensing but cleared those before leaving as I had a temporary assignment for a few months. I am now left with a Nationwide loan, overdraft and credit card. I did explain my situation to Nationwide and the payment for loan (around 7k) and overdraft (1k) is on hold until November as I explained my situation, so I'm unsure why credit card was not included in that, especially considering it's for much less value. Now I have explained the same to Bryan Carter, who are threatening CCJ because I can't pay, even though I informed them that I do have intention to pay nationwide, as discussed with them for their other products - as soon as I have a job. I am not trying to evade this, but do not want a CCJ issued and to be chased for it in Sweden...please help because Bryan Carter say they can still obtain a CCJ from a foreign address, and are asking me for a uk C/O address in the meantime, which I most definitely will not provide.
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