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Found 3 results

  1. Given the degree of misunderstanding about an N245 Application (together with inaccurate advice about enforcement of a writ of control by a High Court Enforcement Officer) a debtor is reporting online that her debt has increased by almost £1,000. Background: On 2nd December the debtor posted that she had received notification from a High Court Enforcement company that they were enforcing a CCJ. She made clear that she wanted to pay the debt within one month of the date of the judgment (17th November) so as to ensure that her credit rating was not affacted. On receipt of th
  2. The Office of Fair Trading has published guidance on when and how it intends to use the power to suspend consumer credit licences. The Financial Services Act 2012 grants the OFT the power to stop the licensable activities of businesses with immediate effect. Following a consultation period with the industry and consumer groups, the OFT has confirmed the circumstances under which it will exercise this new power. Business found to have engaged in practices that cause, or have the potential to cause, physical, economic or other harm to consumers will be subject to immediate suspension. Link:
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