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  1. Hi, Just received letters and county court claimform from Lovell Financial / Bryan Carter / Northampton Court all in one go. All mail was sent to a previous property (which I still own) but unfortunately don't live there anymore. Mail is currently being held by local sorting office. Usually collect mail every 4 - 6 weeks. On last collection there were letters from Frederickson International dated 17 Mar 2014 on behalf of Lowell Financial, one from Bryan Carter dated 27 March 2014, one from Lowell Financial dated 28 March 2014 plus a court summons dated 14 April 2014. they are saying they purchased a debt from HBOS in July 2013 and unless I responded to initial letter they were going to take me to court. I am sure it relates to an old account which incurred a lot of overdraft charges and interest and subsequently spiralled out of control. Not sure of the date they registered as defaulted (Aware of Statute Barred rule). Really need advice on what initially to do with county court summons. I don't want a CCJ against my property, only now starting to get back on my feet. As the summons has gone to an address I don't live at and am formally registered elsewhere, how do I notify the court without letting on my new address. What will happen if its sent back NO LONGER AT THIS ADDRESS. Will Bryan Carter continue if they know I still own the property? Should I respond to the first letter saying I've only just received it? Help!!!!! Limited time to do anything. Many thanks for any advice.
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