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Found 21 results

  1. Hi, I've tried to have a good look through the website, which has always been a great help over the years (thank you so much!!) but I just need to clarify a few things before I end up doing something stupid. I had the old mortgage style student loans with the Student Loans Company back in 1993 and 1994, and deferred them over the years due to low income and poor mental health. I don't know if I'm remembering right but I think the last time I acknowledged the debt and tried to defer again was 2012 or 2013 (not a good year personally, don't remember much). Fast forward a few ye
  2. Hello everyone. I'm getting anxious about my currently deferred student loan and seeking some advice/guidance/reassurance, please. I have four mortgage style student loans from the early 90s and as I’ve beenbelow the threshold I have been deferring them; every year since I graduated. It’s all been pretty straight forward and deferment granted promptly. Last year’s deferment letter from Honours Student Loans(and maybe several before that) said, if memory serves, I was in breach of theloan T&Cs as I no longer have a direct debit in place. It must have ‘timedout’, as I’m sure t
  3. Hello you good people! Please advise, as I've read all the relevant threads but none end with a definitive answer or resolution. I deferred my Student Loans from 93,93,95 each May until 2013 when due to a move, I forgot. I phoned SLC around late 2014 to be told the loans were now with Erudio and to phone them. Having read all the hoo-haa surrounding Erudio, I didn't phone. Nothing further happened. Fast forward to March 2017 and I noticed a hard search on my credit file from Erudio. Nothing further happened. Since last month I have started getting multiple phone calls from
  4. We have recently received the Deferment Form (D10) for my husband, who has old-style student loans from 1994, 1995 and 1996. His loans (according to the letter) are still administered by Honours Student Loans. We are puzzled, as this is the first time we have received the 'new' version of the form. He is self employed and does not receive support from any other sources, so we can happily answer NO to question 3.1. Do you receive support from other sources. I'm puzzled by question 3.2 Is a student finance loan your only source of income? Firstly, I'm not even sure
  5. Interesting article about sites where bad landlords can be named and shamed, also details of rental repayment orders. https://www.theguardian.com/commentisfree/2017/aug/24/landlords-tenants HB
  6. Please help! I have no idea where else to turn. On 29th February 2016 I bought a Toyota Verso Excel D4D from Motorline Toyota. Since taking ownership of the car on the 10th March 2016 I have had a problem with a recurrent smell inside the car. Initially I believed this to be as a result of me following other vehicles that were emitting an acrid smell. It happened regularly enough that it became a talking point in the car with my two older children who were then aged three and four. The smell often occurred on the school run which is approximately 4 miles from home. Initia
  7. I was with EE for a relatively short period before I went to another company - GB energy who have subsequently gone bust. The thing that struck with EE was that their bills never made any sense to me. From a period covering 28/01/2015 to 25/01/2016, I received 4 bills: Bill a) covering period between 28/01/2015 -10/04/2015 shown I was in debit by -£30.32 ( received on 11/05/2015) Bill b) covering period between 28/01/2015 -05/10/2015 shown I was in credit by £171.189 ( received on 07/01/2016) Bill c) covering period between 28/01/2015- 05/10/2015 shown I was in
  8. Hi i started a DMP with Moorhead Savage in @ 2011 things where fine until 2016 when they stopped managing plans , took on running my plan myself . In August last year i received a letter off Regal Credit ltd informing me they were ceasing trading and the debt was been returned back to BMI . In November i received a letter to contact them , which i did offering to continoue with the same payments . which they refused , i contacted them again saying i cant increase my offer as all my Creditors are paid Pro-Rata and it would be unfair . i then got a statement a month
  9. I wonder if anyone can offer any advice. I had a student loan in 1997 (which I totally forgot about). A few months ago I received a letter from Erudio about it. As this was the first I had heard from them for 17 years, I replied back to them stating I believed it to be statue barred. Today while at work, a sheriff's officer left a citation at my home with my wife. It's actually a copy of a Charge for Payment from a court from 2002. This is the first of me being aware of this and telling me I have 14 days to £2,200!! Now, in May 2010 I entered into
  10. Hi guys can someone help We have a BEKO fridge freezer, with extended comet warrenty. Ive just spoken to the guys that have taken ownership of the warranty and they have refused to help - stating cosmetic issue not a breakdown. The problem is the freezer door has rusted, under the paintwork!!. Near the water dispenser and at the foot of the door. there is no damage on the door and it has been kept dry and clean. The machine was purchased 17/10/2011. The warranty centre said to call beko as its a manufacturing issue. When i called beko on 01923 65464
  11. Dashing through the Bush In a rusty Holden Ute Kicking up the dust Esky in the boot Kelpie by my side Singing Christmas songs Its summer time and I am in My singlet, shorts and thongs. Oh, jingle bells, jingle bells Jingle all the way Christmas in Australia On a scorching summer’s day Jingle bell, jingle bells Christmas time is beaut Oh, what fun it is to ride In a rusty Holden Ute Engine’s getting hot Dodge the kangaroos Swaggy climbs aboard He is welcome, too. All the family is there Sittin
  12. Hi I wonder if someone could give me some advice on this please I have a car loan with Blackhorse finance. unfortunatly when my husband got made redundant we were unable to pay the full installments. Blackhorse were very helpful and lowered the payments so we could afford them. we only had a year until it would have been paid off. We have paid regularly and are all upto date with the lowered payments but in December we were a bit late paying. This resulted in Blackhorse passing the debt onto credit style limited. I phoned blackhorse to try to reverse it a
  13. http://www.youtube.com/watch?feature=player_embe dded&v=cFb0nLCKypg
  14. I have received my new Blue badge and a letter which states; "Do not place this new blue badge inside a wallet with a clear plastic pocket as this may cause damage to the hologram on the badge when exposed to high temperatures" Many BB holders have these type of wallets as they are convenient and they are not exactly cheap. We never had this sort of warning with our previous BB. Not sure whether to take the chance and place it in the wallet or not? BTW are we required to return the old BB to whoever issued it as it is a requirement for the new one?
  15. British troops serving in Afghanistan have recorded their own video spoof of the global smash hit Gangnam Style for charity. Link: http://news.uk.msn.com/blog/trending-blogpost.aspx?post=30a65071-72b6-41d5-8ba9-3408f86ff005&_nwpt=1
  16. The Financial Services Authority, is investigating claims by a whistleblower that Britain's £300bn wholesale gas market has been "regularly" manipulated by some of the big power companies, exploiting weaknesses that echo the recent Libor scandal. Separately, the energy regulator Ofgem has been warned by a company responsible for setting so-called benchmark prices, ICIS Heren, that it had seen evidence of suspect trading on 28 September, a key date as it marks the end of the gas financial year and can have an important influence on future prices. http://www.guardian.co.uk/bus
  17. Hi. all I had a store card with style financial services which was taken over by RBS in 2009. I am still paying the balance although style cards were suspended when RBS took it them over. I have recently been told that my account balance should have been frozen at that point and no interest should have been payable on the balance. Is this correct? and can I reclaim all all the interest that has been charged on the account for the last three years. Regards. adamski01
  18. A group of banks embroiled in the Libor rate-rigging scandal are discussing the possibility of facing regulators together to avoid facing a Barclays-style backlash by going it alone, according to a report. The banks could settle with regulators as a group, according to Reuters, with one large headline fine announced rather than smaller penalties for each bank. The move could take the focus off individual banks, which fear the wrath of politicians and the public. While it is still unknown which banks are involved in discussions, more than a dozen are being investigated, including Ci
  19. Evening all, Ive scoured through pages of threads but am unable to come up with an answer. I took a HP out with Blackhorse in Oct 2007 on which it was a 3 year agreement with 278.60 payments. Due to redundancy and only temp jobs since i have been able to make some payments. All in all i have roughly paid £6100 with arrears(remaining balance) of £4200. I did send numerous letters to blackhorse but they did not respond and has now been with credit style. I met one of their representatives on Wednesday and they basically stated to make payments of £330 (all figures rough) for 12
  20. Hi, I had a style card and I want to send a subject access request to see if i paid PPI. I understand from reading the internet that they ceased trading a few years ago. Does anyone know if this is correct and if so is there anything I can do to get my records?? Maybe contacting RBS? Any help and advice would be much appreciated! Thanks in advance Lisa
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