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About Me


Found 8 results

  1. Hi, I left uni in 1999 and deferred my SL for a few years while my earnings were under the threshold. I started paying probably in about 2003 and stopped in 2007 when I left the country. I have not heard anything from SLC since then and have made no payments since then. I'm back in the UK now. Today I got a letter from Capquest saying there is £2358 outstanding but they will accept £1650 as a settlement. I've read elsewhere here about asking them to provide a CCA or tell them that the debt is now statute barred as I have not heard from anyone or made a payment for 10 years now. C
  2. I have a few student loans taking back from 1997, 98, 99 and 00. I went Bankrupt in 2010 but was told my student loans would not be included in my Bankrupcy. I spoke to SLC and they backed this up. I was still receiving deferment forms from SLC and I kept deferring the payments but have now received a letter from Erudio who say they have now bought the debt. I have now read that certain student loans could be put under Bankrupcy so could be written off. Would these loans have been written off when I was declared bankrupt? Was I miss-informed? A
  3. Hi, I am hoping to get some advice following a letter i received from Drysdenfairfax Solicitors at the end of July. I took out a student loan for 3 years while at university finishing in 1997. I cannot remember whether all of my student loan payments were completed against the loan amount as it was such a long time ago (20 years!!). However, I have had no contact with the Student Loans Company, Erudio or any debt agency about this for at least 10 years nor have they tried to contact me. I received a letter now from Drydensfairfax Solicitors saying that their records show
  4. Hello all!!!! please help is needed here... I don't know what I would have done without this site... big Thank you for the team... I had a claim form from MKDP this week and stressed... again... The claim has been issued by the Debt purchaser (claimant): MKDP LLP - Original creditor: HSBC - Date of issue: 02 April 2014 - Value of the claim rounded up: £6700. Particulars of Claim reads as follow: The claimant claims the sum of £6700 being monies due from the defendant to HSBC Bank PLC under a bank account facility regulated by the Consumer Credit act 1974 an
  5. Hi all, For those that haven't been following this, I'll briefly try to explain situation: I have pre 1998 student loans. I deferred for a year or two but then got ill (mental health) and even though I wasn't earning enough/anything at all I stopped deferring these loans. For a while I got letters, but due to my illness I ignored them and even stopped opening post for a while. I haven't heard anything about this for years and years. I have never earned over the threshold to pay back Student Loans.I am recovering but am not totally better and this whole thing is really not helping.
  6. Hi I am applying for a mortgage and it has flagged up on my credit record that i have a default notice on my credit report put there by SLC. This is a nightmare as it is currently stopping me from getting a mortgage. I spoke to SLC and they said it was put there about 3 years ago and so cannot be removed for another 3 years. My loan was for around £1500 from 1996 and was deferred every year through proof of income until 2011 when for some reason they did not receive my deferment letter and i may have been slow to resolve this due to personal circumstances
  7. Hello. I'm new to CAG forum. I'm hoping someone can offer some advice. I've been living in New Zealand for some 12 years. I've recently received a letter from Link Financial Outsourcing via the Mauritius Postal Service, headed "Notice of Sum in Arrears" stating I have arrears on balance of over £10,000 and accruing £30 (give or take) interest monthly. The letter does not state what the debt is for, but I'm assuming it's a student loan from 1994-98 that I took out. I also think the size of the debt has been greatly inflated although I don't have any paper work to prove otherwise. I haven't
  8. Hi, I had taken up a loan with a private student loan company Sallie Mae UK in 2007. I know they went bust not long after that and I have not heard from them since. Now some company called Total Credit Financial Services UK Limited has contacted me via email claiming that now they are in charge of the debts and I need to start making repayments to them. I cannot find that company online and the email seemed a bit suspicious. I am not sure where I can ask for advice. Cannot get any information about that company. Any advice would be valuable. Thank you, S.
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