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I took my car to have the front brake pads changed today and was called to say that one of the caliper bolts has been stripped the last time the pads where changed. They were changed 6 months ago by my ex girlfriends brothers garage. The garage i took my car too have worked on it for years and i believe if they had caused the damaged themselves they would own up to it and fix it. They changed the pads and discs before i let my ex's brother carry out the work last summer. im just after some opinions if it is possible to drive with a stripped caliper bolt for 6 months and not notice? thanks in advance
Hello guys/girls I had two paydays loans due today with wage day advance and also pay day uk I had sent emails stating that I will need to arrange a repayment plan to pay as I would not be able to meet the full repayment at the end of this month. Pay day uk agreed to a repayment plan of £55 per month and even sent me there bank details for me to setup a standing order I woke up at 2am this morning to safe guard my wages by transfering it into my savings account and to my suprise my bank had been stripped to the bone! Both payday loans paid off in fulll but I can now not afford my rent and really dont know if there is anything I can do Do I just have to accept this or is there any hope of me getting this money put back by the bank? I dont like my chances
Press releases 2012 - Mr Superloan stripped of licence 57/12 4 July 2012 'Mr Superloan', a Sunderland-based business, can no longer trade as a home collected money lender following OFT enforcement action. Kevin Duke, trading as Mr Superloan, was found unfit to hold a consumer credit licence by the OFT on 19 December, after he failed to fully disclose his history of criminal convictions on his licence application. Mr Duke appealed the OFT decision, but the First-tier Tribunal - the independent judicial body that rules on OFT appeals - refused the appeal on 29 May 2012. In the words of the Tribunal: 'Mr Duke failed to tell the whole truth, and did so knowingly and recklessly.' A 28-day appeal period concluded on 27 June 2012. Mr Duke is now banned from engaging in any home collected credit business and has until 31 July 2012 to wind down his business. David Fisher, OFT Director of Consumer Credit, said: 'We will take action to protect consumers against anyone who fails to disclose relevant information about criminal convictions on their licence applications. Mr Duke collected money by visiting people's homes and he failed to demonstrate the integrity we require of someone in that position.' NOTES The First-tier Tribunal (Consumer Credit) forms part of the General Regulatory Chamber of the First-tier Tribunal. It is administered by the Tribunals Service, an agency of the Ministry of Justice. See First -tier Tribunal decisions (CCA/2012/0001). The role of the First-tier Tribunal (Consumer Credit) is to hear and decide appeals against decisions of the Office of Fair Trading relating to: Licensing decisions of the Office of Fair Trading made under the Consumer Credit Act 1974, the imposition of requirements or a civil penalty on licensees under the Consumer Credit Act 1974 and the refusal to register, cancellation of registration, or imposition of a penalty under the Money Laundering Regulations 2007. Link: http://www.oft.gov.uk/news-and-updates/press/2012/57-12