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Hi All Back again. found letter from Stewart Barnes Associates, dated post dated 31 March, only just found it. States that person is coming to my home tomorrow to serve me with this Statutory Demand for Bankruptcy. A couple of years ago I wrote to one of the debt agencies that bought this debt if they could produce a CCA, I received a letter stating that the original company did not have a CCA. Since then there have been many debt collection agencies that have written. I have not acknowledged the debt and no payment made for about 18 months to 2 years, I will have to check dates as I cannot recall the last payment. Of course I am now concerned that Cabot are now trying to hit me with this demand. If indeed it is Cabot and not some other debt collection agency, as they all tend to state that they are working on behalf of Cabot. I am most concerned about this person coming to my home tomorrow I happen to have taken tomorrow off to try to finish some repairs to my home, I am tempted not to answer the door if this person turns up as normally I wouldnt be home anyway. what on earth should I do? How should I proceed if they issue me with this statutory demand? I know I wont be sleeping much tonight. All advice most welcome, should I again ask for a CCA? but I am not sure who has this debt now anyway, it was for an unsecured high interest credit card taken out in 2005/2006, interest charges were crippling me and I just couldnt keep up the payments. Poppay