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Hi This is my first post so thank you in advance for any advice Briefly, last week I received a Statuary Demand from BWlegal and I have a genuine dispute with the creditor (errors on the credit agreement) and I also believe the debt is now stature barred. The loan was taken out in 2006 and the dispute I had with the creditor was upheld by the Financial Ombudsman. I want to apply for set aside and understand I have to fill in forms 6.4 and 6.5 but I have no legal knowledge and cannot afford a solicitor, could anyone help me with the wording for the Witness Statement? The demand was handed to me on Thursday 11th June. Thank you in advance for any help!
Hi, could an IRHP taken out in 2006 be considered statute barred? The product was active / paid / maintained until last year, so if it'l like banks / PPI / charges etc surely it's not barred until 6 years after the date of last activity on the account? Any thoughts would be greatly appreciated!
Hi advice needed i had a credit card with capitol one last payment made to them in january 1996 they stopped putting interest on this account in july 2006 this account was sold to our old freinds Lowell some time in 2009 i have never admited this debt or payed anything off it never contacted lowells and never spoke to them they keep writing to me i just ignore them so now they have passed it on to a debt collector so please advise as to where i go next is this account stature barred many thanks mike