'Hi Fellow CAGers
I would like clarification please on whether a 'statement of detail' (the info car insurance companies collect from an on-line application) is a valid contract or not!
I got a call from Swinton this month (Oct) saying my car insurance was due.
Trouble is I took out my car insurance with the AA in Sept '10 as this is when I thought my insurance had run out.
However, Swinton now want £50 cancellation charge from me, even though I had 2 months insurance left with them.
I asked Swinton to send me a contract showing my original signature ie a 'binding co