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About Me


Found 2 results

  1. Way back in 2007, before I discovered CAG, Carters instigated a County Court claim for £300 odd out of an alleged debt of several thousand. Having ascertained that they couldn't come after me for the rest, I decided not to fight it, and was paying them at a couple of quid a month (because I am on disability benefits that was all I could afford). That went on for 6 years until, presumably, the CCJ dropped off my credit file, at which point they stopped taking payments and cancelled the Direct Debit which was set up. Since the middle of last year, I ha
  2. Hello all I'm in the middle of two little debt 'messes' at the moment which I am trying to sort out. Not terribly successfully on my own, I'm afraid, but I'm learning quickly with help from these amazing CAG posts. My defence in a case regarding a cc debt is is split claim and vague particulars. The second case which I am now trying to address, is also a split claim issue but I have requested information regarding the account as I didn't have a clue what it was (this turned out to be an alleged overdraft from 3 years ago) and Claimant wrote back saying: 'We can confirm that th
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