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About Me


Found 4 results

  1. Have read on gov uk under announcements settlement of spending review that they are going to introduce a new work and health programme for the long term unemployed and people with health problems and they are not going to renew mandatory work activity or community work placements
  2. More than a million people plan to take out a payday loan to cover the cost of Christmas, new research has indicated Payday lenders will fund the cost of Christmas for over a million people, a report from the government-backed Money Advice Service has said. The survey results indicate that Christmas will be another credit-fuelled affair, with around 1.2 million people turning to a payday lender to fund their seasonal spending. The research, which polled 2,000 people, said around one third of people would take on more credit card debts over the festive period. The survey added that almost one in 10 people were still paying off debts from overspending last Christmas. Total Christmas spending this year is expected to be £487 per person, the survey found. The findings come just weeks after the City regulator vowed to get tough on payday lenders, imposing tighter restrictions on what the lenders can say in advertising. More: http://www.telegraph.co.uk/finance/personalfinance/borrowing/loans/10420197/A-million-people-to-use-payday-loans-for-Christmas-spending.html
  3. Consumers face a greater risk of identity theft and burglary under a Coalition scheme that would allow them to see all their personal spending data, the Government has admitted. Officials have raised a number of potential problems with the “Midata” initiative, which will give customers the right to request information from companies on their household utility use, banking transactions, mobile phone calls and high street loyalty cards. Business ministers hope that allowing people access to data about their spending patterns will help them save money and make better shopping choices. But the Government’s official impact assessment of Midata has raised concerns that making personal spending details more widely available could mean it is “misappropriated”. It said the Government received several warnings about privacy and data security during a consultation on the scheme, particularly over the potential for banking details to be stolen. One major fear is that consumers will hold more sensitive information about themselves on insecure home computers. Another risk is that they will give details of their bank transactions, mobile phone calls and energy usage for price comparisons or analysis to companies which may not have strict web security. Link: http://www.telegraph.co.uk/finance/financial-crime/9770444/Monitor-your-spending-scheme-raises-risk-of-ID-fraud-identity-theft.html
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