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  1. This is asking for advice ten years ago I was taken very ill and had to give up working have undergone ten years of major surgery and hospital treatment my wife working part time to look after me . rightly or wrongly and I know in hindsight wrongly before I was admitted to hospital I was fully aware I would be unable to keep up with my outstanding debt repayments . contacted a debt management company to handle my debts as I was fully aware that within weeks I would not be in any position to deal with it and thinking that being honest and facing up to this
  2. The amount the government charges mobile operators to use airwaves space - known as spectrum - has risen from £64.4m to £199.6m per year. Although less than originally suggested by regulator Ofcom, the price hike is likely to infuriate operators who have previously warned higher spectrum fees could put up consumer prices. Ofcom said that operators had had plenty of time to prepare for the fee increases and should be prepared to keep consumer prices competitive. But operators have not ruled out raising prices to absorb the cost of the new fees. http://www.telegraph.c
  3. Hi, My wife unfortunately turned to this so called "debt management" company to "consolidate" all of her loans, store cards etc into "one easy payment". I know they also operate under a few alias names like "Debt Free Me". What they ACTUALLY do is very little, for what amounts to their £2,500 fee. Basically they instruct you to do everything which a well organised person with no legal status could do for free! Like save a certain amount of cash in a high interest account, negotiate with lenders, that kind of thing. What they didn't do was to inform us of an impending
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