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Found 20 results

  1. I'm trying to find out if a business mobile contract is different for a Sole Trader (up to 10 employees) versus a limited company? I thought I'd read somewhere that a sole trader has similar rights to a consumer? Basically, it seems, companies have no automatic rights - it's assumed they have access to lawyers, I guess. I have been told because I have a business contract that consumer rights don't apply. Also that 36 month contracts are not banned for business customers? (Ofcom rules 24 month max).....and that a 14 day 'cooling off' period doesn't have to be offered to businesses??
  2. Hi I am self-employedand VAT registered, my certificate says my name followed by my trading name. I am now venturing in to a new industry, totally differentto the one my normal line of self-employment is in. I still have to charge VAT? It will be alittle suspicious for customers if for example they were being charged VAT on atree surgery job but the vat name was a motor trading company (That is just anexample, not my lines of work). Do I just get theHMRC to amend my trading name to simply my name? Is that possible? Or do I needa new number? I looked online but couldnot find anyth
  3. I have today received a CCJ claim from the Northampton County Court Bulk Centre, for a credit card that was held with HSBC a few years ago. The last statement I can find for the account is 2009, although the assignment to the DCA was later than that date. Having read through the forums for some advice (which is very handy and I'm very grateful for) I'm going to write to them tomorrow with a CPR31.14 requesting the agreement, default notice and the assignment. From people's past experiences, what are the chances of them providing this information? And do they have t
  4. Hello everyone, This is the first time I post on this forum so please accept my apologies in advance if I make any mistake. We are about to resort to the Small Claims Court due to a sole trader that a month ago did a terrible job on our terrace. My concern is that, even if we will (likely) win, it appears very difficult to enforce the court's decision and have our money back (£530). I read of different ways to enforce the court's decision but I would really appreciate if someone could enlighten me about the action with the highest success rate. This is the story: After rece
  5. Hello, Can you tell me how can i register as a sole trader while in the same time I'm a LTD company director and a LLP member? It seems to be a problem through the HM R&C online service or I just can't find the answer... Looking forward for all your help
  6. Hi all, New on here but have been reading a lot - I need some help with a claim for I have had through in the post. I used to run a business 4/5 years ago that dealt with various suppliers. The business closed in 2012 and hasn't traded since. I had a letter around 2 months ago from an old supplier stating that the business had been sold to someone else and that there was an outstanding balance on my account from 2011, it came with an attached statement of invoices spreading across 18 months - first thing I knew about it, I was not aware I had a balance outstanding as
  7. I know I have another thread going on since mum died and will reply asap but this is something regarding an incident that happened recently. So here's the thing. Mum lived with a distant relative (This relative was a horrid b*tch to say the least. Let's call her A). I lived there until around a year ago when I couldn't take anymore of this family member and moved. Anyway. With mums will I am executor and sole beneficiary (Everything left to me, personal goods and money unless I passed away before her). When mum died, all of her belongings were left at this distant relatives home. The
  8. Good evening all, I would be grateful for any advice that may be offered for the following case that I am pursuing through the Small Claims court. I have changed the exact dates, but the rest of the details are accurate: On 15 November 2013, I found a website offering for sale some consumer electronics. It was a computer peripheral (offered as a kit or fully assembled) that would enable me to expand my fledgling prototyping business. After many calls and emails with the Company Director, I went ahead with ordering an assembled and calibrated unit for the sum of £1000.00 (including co
  9. Hi, I have a CCJ registered with a final charging order dated 8/6/07 on my property. The company appears to have been dissolved 7/11/09 from info online. I have never had any other payment plan in place with them or correspondence. How can I get this removed as I wish to sell the property in the near future? Thanks
  10. Hello I am trying to work out if I may have a CGT liability coming up upon selling my house. I bought the property 15 years ago. Renovated for 2 years. Rented the whole house out for next 1 year. Then lived in it for 1 year. Since then, 9 years, I have either done short rents - anything from a few weeks up to 6m - and around that rented rooms whilst living in it. I have filed Self Assessment tax returns each year, including either Rent a Room page or the Land & Property page with the property income, less expenses and relevant % deduction of the interes
  11. Hi all, Wondering if anyone can offer advice on an open small claims I have currently against a sole trader. The defendant has not filed a defence on a small claims issued against them even though it has nearly been 14 days. It has surprised me as they were so adamant they were right during our dispute. It has led me to think that perhaps I have not filled out the claim form correctly with the trading name possibly being incorrect. From their website they have a few different names listed, one for correspondence and one for their retail shop. There is also a third name which just app
  12. Hi I am a sole trader. We took a water cooler on a trial basis last year and began getting fortnightly water bottle deliveries. In August, deliveries stopped and we recived an invoice for a rental and sanitization charge (which was being billed in advance) To date, no-one has been to do this. We asked them to collect the cooler and cancel our contract - What we didn't know was that we were in a 5 year contract!!!!!!!! It turns out that an ex-receptionist signed the agreement which is in my name - surely this is not legally binding as I'm a sole trader? Can anyone adv
  13. Hi all, I bought a pair of trainers off Sole Heaven via their online store with a discount code through my debit card on paypal. However I would like to return them, I went to speak with the sales assistant via phone regarding processing the return to be referred to this on their website: "DISCOUNT CODES If you have used a discount code on your order all sales are final. We do not accept any exchange or refund on items relating to that order. Please refer to specific terms relating to each individual code." Is this definitely 100%? I ask because of distance selli
  14. Hello, I was recently forced into unemployment. I currently receive child tax credit for my daughter and jobseekers allowance. I intend to go self employed as I start work for 12 hours a week next week as a counsellor, I am paid as a consultant. I may only invoice for 12 hours but will probably put in about 20 a week. My question is if I tell tax credits that I do 20 hours a week will I receive working tax credit? I can only really prove that I do 12 but know I will put in alot more. I also know that as a single dad I need to work 16 hours a week to claim wtc. How much proof do they need? I'm
  15. Hi, I've got following situation. I have personal bank account with NatWest since 2001 and business bank account since 2002 (sole trader business account). Been sole trade since 2002 but in 2007 incorporated limited company and opened another business bank account for the ltd. The sole trader and ltd have been operating in parallel for 2-3 year and then all fixed assets and liabilities of sole trader have been transferred to the ltd. The sole trader got a substantial overdraft facilities which have been paid by the ltd since the merger. NatWest approached me by requesting a repayment of
  16. I’m a Sole Trader who works from home. I was recently contacted by a company by phone that offer a web based networking service, it sounded interesting so I agreed to meet one of their representatives at a Costa in the City Centre. He told me of all of the benefits that being a member of the site would give me. He told me that he was giving me the best possible deal along with... they were a company that could be trusted etc. etc. I signed up for the service. When I returned home and went onto the website I realised that they were charging me an extra £80.00 more than everybody else. I
  17. A browse on Companies House shows CIVEA to have been struck off on 18th September 2012 for failing to provide accounts? does this mean the bailiff bonds they used to underwrite and the input to the MoJ is now carried out by a sole trader? Anyone got thoughts on this? WD
  18. Hi My girlfriend and I live 170 miles away from each other, and both have our own rented accommodation on which we pay council tax and claim our sole occupancy (single persons discount) for each property. Recently, due to my office being closer to my girlfriends house, I am spending around 4-5 days a week at her house whilst at work through the week, and some weekends, and returning to my home for a couple of days. She has just received a letter asking her to confirm that she is still a single occupant. Are we still technically single occupants in our newer situation, as we both pay cou
  19. I've just registered to this excellent forum, and am hopeful somebody can shed some light on my situation - grateful for all comments thanks. I have an ongoing legal dispute whereby I'm the sole legal owner of a property (clearly proven through the timing of the purchase), and after accepting an amount of money from a family member in exchange for a licence ( giving them the right to occupy, similar to a lodger), that person is now claiming a beneficial interest, claiming the money they paid and I accepted was a direct contribution to the purchase of the property. They are refusing to lea
  20. Hi All I am new to this site as I am urgently seek advice on a purchase I have just made on preloved. I am a sole trader who sells wedding dresses online. I have customers who buy in bulk from me so I source preloved/sample gowns to sell on to them. I recently purchased 40 wedding dresses from a lady on the preloved site and asked that all the dresses were modern styles and she confirmed and advised most were designer (which you would assume to be more expensive looking). When the dresses arrived, few are designer and they are all cheap looking and really awful. I contact
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