I was shocked to recieve a letter from DWP this morning telling me the amount they pay to cover my mortgage interest is to be cut by almost 50% at the end of this month, I tried phoning but couldnt get through. However a quick google gave me my answer Mortgage interest support The current system of mortgage interest support means that 92% of customers get more help than they actually need. To ensure that Support for Mortgage Interest (SMI) is better targeted we will reduce the rate from 1 October 2010 from 6.08% to the Bank of England average (currently 3.67%). Which was hidden half way down the page on http://www.dwp.gov.uk/newsroom/top-stories/ There was no explantion on the letters from DWP, you would of thought such a major change which is effectively going to cut the amount that millions receive would of been better communicated, when I spoke to my mortgage company, even they were unaware !..and it is going to effectively hit them hard as they will have millions of customers who now won't even be able to afford the interest payments on their mortgage let alone the capital payments. As discussed elsewhere in this forum, the reality is that there are not many people who actually do have a interest rate as low as 3.67 %, I am still stuck on a fixed rate of 5.2% but at least only untill the end of the year. I'm surprised that this isn't a bigger news story, there must be many people who are just holding onto their homes and this will push them over the edge. Yes, its true that there are people who get 'overpayments' in the current system but the new system will no doubt mean 'under payments' for many (why don't they print a percentage of that ?). Andy