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  1. Simpler Internal Dispute Resolution Procedures for the AFPS READ MORE HERE: https://www.gov.uk/government/news/simpler-internal-dispute-resolution-procedures-for-the-afps
  2. Do you have an overdraft with Barclays? Well, watch out for their new charges, introduced in June, which could see some customers paying up to £93 a month just for using their authorised overdrafts. Under Barclays new charges – which will replace interest – if you spend most of the month in your overdraft but don’t exceed your limit, you could be a lot worse off than if you regularly go over your overdraft limit. Because that makes sense, eh? Barclays say that 70% of its customers will benefit from the changes, but an estimated 5.5million customers will be worse off. If you have an overdraft of over £1000 which you’re regularly in, (because you’re SKINT and Barclays happily gave you an overdraft in the first place), you could find yourself penalised with charges of between 75p and £3 a day. At the moment if you’re overdrawn by £1200 during 10 days a month you pay £76.14 over a year. But with the new charges, that will go up to a whopping £180. Barclays say they’re giving the customer what they want – more transparency on charges. They say that customers prefer a fixed fee rather than complicated interest charges. But many people will be worse off. And although they’re being nice and upfront about it, and introducing text alerts to keep you out of the red, if you’re already IN the red with no chance of getting out, it seems that it’s a case of the hand that once giveth is now taking away-eth, leaving us in the bleedin’ lurch. So if you’re a Barclays customer, please note- other banks are available. http://www.bitterwallet.com/dont-go-in-the-red-with-barclays-or-youll-be-shafted/73621 Barclays to introduce daily overdraft fees that could see customers charged £93 each MONTH Read more: http://www.thisismoney.co.uk/money/currentaccounts/article-2588983/Barclays-says-70-overdraft-customers-benefit-fee-changes.html#ixzz2yxH9DnZU Barclays current account fee revamp means big losers but some winners http://www.moneysavingexpert.com/news/banking/2014/03/barclays-to-revamp-current-account-fees--will-you-be-better-off
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