Hi,
I have an old Bank loan from the early 2000s that I was making small payments towards until about a year or so ago when I ended up out of work.
I think it was with Lloyds but I forget now as I had a lot of debt at that time and paid off a lot of it but not all.
The balance is £3,7xx.
Having receieved a lot of letters from Cabot since I stopped paying (which I foolishly ignored) I have now received a letter from Shoosmiths saying that :-
"your agreement with our client is terminated and our client requires your proposals for payment, in the short term.
PLease t