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  1. Hi Back in august 2008 i had my home repossessed, I owed around £114k and the house was valued at £120k at the time. I had the mortgage(interest only) with db mortgages. I tried to pay off the outstanding arrears of £11k in order for them to overturn the repression the day after eviction but was turned down. I moved back in with my parents and enroled on the electoral register and continued to work for the same employer to today. I left them my new address which i am still at. I then heard nothing until about 2014 i received a cheque for about £180 off them for some financial compensation but i am a bit vague about this. There was no other contact at all i did not know what the house had sold for or if there was any shortfall. In march 2017 i received a letter from Alev credit asking me to contact them about a £48k short fall. This was the first time i had herd of Alev i had no idea they had taken over the debt. They just asked politely would i contact them to arrange repayment. I ignored them and herd nothing until may this year a company called shoe smiths acting for Alev. The letter was again asking me to fill in a means form and come to an arrangement to settle the debt. I again ignored but yesterday another letter came from shoo smiths saying the same (no threat of court action). The other strange thing is that when i have searched for the house sale i only find that i bought it in 1998 and the next time it was sold was in 2014 for £122k! What is best to do keep ignoring them(i have never spoken to any one since 2008 so have not acknowledged the debt)? Have they got a case or are they shaking the tree to see what fall out?
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