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Found 12 results

  1. Good Morning, I'm seeking some advice/direction from you for my mother following my fathers death in 2014. Her mortgage started in 2002 and was called a Natwest Foundations Mortgage, it was effectively an arranged credit line that allowed you to borrow up to the value of the property and pay off extra amounts when suited. Natwest withdrew this product and started locking peoples money in, there was widespread complaint online about this. At this time from research, many customers moved to other products offered by the bank however my father insisted he was staying on the product. Still to
  2. Hi I've got two PCNs from two different London boroughs and a congestion charge from TFL. The two PCNs have been sent to the traffic enforcement people for a warrant to be issued. The TFL one is probably going down that road now I reckon as it went from £80 to £160 and now at £240 to be paid by last week. I called the traffic enforcement people and they told me to approach the councils to ask for time to pay. Ditto TFL. I tried for several months with the councils but they won't give me time to pay which is why the tickets have gone from like £60 to £128 and £173. Actual
  3. Hello I have a few pdl's listed below taken out 2016 which i have not paid. I would like to try and get these sorted out and would like advice on the best way forward. I also have credit card debt listed on a seperate thread here. https://www.consumeractiongroup.co.uk/forum/showthread.php?489391-Debts-of-Credit-Cards-amp-PDL-s-advice-required(1-Viewing)-nbsp Thanks in advance Drafty PDL- now being chased by Asset Collections £746.55 wage day advance PDL £492.71 - Moorcroft The money shop PDL £768.84 - BW Legal Piggybank - £700 - Assett Collections Safetynet
  4. Finsbury Park: 'Several hurt' as vehicle hits pedestrians READ MORE HERE: http://www.bbc.co.uk/news/uk-england-london-40322960
  5. Hello I have various outstanding PDL loans that I've been ignoring and need advice on the best way to sort them out. I want to begin repairing my credit file ASAP. Wageday. Default £286 Not paid since Nov 15 Lending Stream. Default £507 Not paid since Sept 15 Uncle Buck Default £307 Not paid since Oct 15 Instant Cash Loans t/a Payday UK Late Payment £608 Not paid since Jun 16 I also show two settled accounts: Pixie Loans LTD and Mr Lender - both of these accounts I've received letters chasing the debts from CRS and SLL Capital. What does this mean? These two compan
  6. Hi I have several defaults for various amounts totalling approx. £5000. For whatever reason I didn't pay my bills for several months and am now in a position to begin tackling this mess. I can probably pay off all of the debt in around nine months settling several smaller accounts within three months. Lots of the debts have been sold on to various debt collection agencies. They're offering me various discounts to write off part of the debt which I am open to for obvious reasons. However I am also keen to begin the process of rebuilding my credit rating ASAP and am wo
  7. Hi Guys Don't know if this is right area but, here we go..... Firstly thanks for all the helpful posts £60,000 of unsecured debt in default and 6 years down the line a clean credit history...... A friend has an issue he needs advice over:- Some time ago his limited company got into trouble. He was supplying the banking sector and when the banks crashed his customer base disappeared overnight, he mistakenly paid off his creditors leaving a overdraft of around £20,000. The bank could see he was in trouble and asked for a second charge on his property when his partner
  8. I have applied to several UK banks for current accounts over a period of approximately two months and, for various reasons (such as mistakenly being classified as not being on the electoral roll), been rejected by all of them. The application searches are on my Experian credit file. I appreciate that having too many applications in a short period of time is not something the banks take too kindly to. Should I wait a period of time before applying to further banks? I appreciate it's a question one can generally only guestimate, but how many banks would be "too many" to a
  9. Hi there, friend of mine is also enduring several threatening letters from RLP. Incident arose at TK Max which police attended but took no further. At that point, it was mentioned that some civil recovery would happen. Total value being chased is £50 - value of items in question on the day - less than £10 Two letters sent in reply asking for evidence on which RLP will rely and denying any contract with RLP and liability. Latest reply, RLP have provided a description of their understanding of events at TK Max and carefully word the involvement of the police that they took the civil
  10. Basically I took out a loan with mini credit a last year november time and defaulted. At the time they were hounding me and took several small payments from my account. But they suddenly stopped all contact, stopped taking payments and have blocked my account. Where do i stand with this? Ive sorted out my payday loan hell now all bar these cowboys and dont want it returning to bite me in a few months time. Any advice would be greatly appreciated. Vinnie
  11. Hi again everyone, I have got my credit report from Experian and have a couple of questions. My Very account now appears to belong to Lowell on report, who have been texting, ringing etc for weeks now which I was just ignoring until I knew who it belonged to. Have now had letter from Hamptons. Do I now sar Lowell as I believe that there are plenty of charges from when NDR were collecting previously? Also my debts from running a pub (I came out of pub in March 2012), are not on my report anywhere. They are Unicom, Anglian Water, and British Gas. Unicom i
  12. Hi there, I got myself into a complete mess with payday loans. I am already fighting my way out, but would need further guidance from all the experienced people here how to proceed. The very short version of my story is that I started taking out my first payday loan back in 2009. I then was unable to repay in full (well actually I repaid in full but had to take the loan out again later in the month, so effectively "rolled over") and the amounts gradually increased. In December 2011 I was at a point where the sum of my outstanding payday loans were nearly 11000 GBP and where I paid ne
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