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  1. Hi all, The securitisation of mortgages seems to be the most confusing subject evenwith the information and discussion on the forum. I spoke to Kensington on thematter, they told me they are unable to give me the information as its is notrelevant to me and securitisation does not effect me or my mortgage obligations. I asked if i SAR for the info to which i was told even then they will notdisclose to whom my mortgage is securitised with. I thought under SAR theinformation i would ask for would be given but Kensington are refusing. Any onesuccessfully get securitisation info from their lenders and what should i do toget the info i am requesting?
  2. It all boils down to securitisation !! That is why these barstewards are so hard to deal with !!! Did you know that your mortgage was being securitised when you signed your agreement? Nope me neither! But it appears that although they dont make you aware when you are signing, it does affect your rights and remedies, should you experience financial difficulty and fall into arrears, this can not be right surely, there must be a law that covers this or come under the act which covers unfair contract terms in consumer credit agreements? Any one any ideas ? There must be some legal issue here? cher 69:!:
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