Jump to content

Search the Community

Showing results for tags 'scott'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums


  • News from the National Consumer Service
  • News from the Web


  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition


  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...

Date Created

  • Start


Last Updated

  • Start


Filter by number of...


  • Start



About Me


  1. Hi all, Looking for a bit of advice on how best to deal with a letter I have received? The letter seems ambiguous and doesn't state if they have had the debt sold on to them or acting on behalf, nor does it include any reference the original debt/account numbers. I do owe this debt however have had a bad run of things lately and became unable to keep up with the contract, the original creditor wasn't interested in my situation (when are they ever?), this is the first time I have received a letter from a DCA in regards to the debt; *MY NAME AND ADDRESS*
  2. Lance Corporal Scott Hetherington of 2nd Battalion The Duke of Lancaster’s Regiment has died READ MORE HERE: https://www.gov.uk/government/news/lance-corporal-scott-hetherington-has-died My heart goes out to his Family on this sad news.
  3. Hi there, I just got back from my honeymoon to realize I had failed to pay my council tax. I had been given a reminder letter later June to remind me to pay it. I forgot to do it before I left for my holiday and now Scott & Co are demanding £1269.47 in a one off payment, which I simply don't have. I never had the cash at the time to pay the £288 in the first place (2 months worth, no idea why I got hit with 2 month at once, just moved here, possibly why?). I have no idea what to do here, they say in the letter they can take my property and freeze my bank
  4. Hello, 3 weeks ago Scott&co told me they were going for Bankruptcy. This was on a friday over the fone. On the tuesday I was on the fone arranging a new payment plan, placed on hold while he cleared it with his manager, my credit ran out, so the call went dead. When I called back the next day they were closed. When I got back through to them on the friday, it was then I was told they were going for Bankruptcy, despite me telling them it was only tuesday they were happy enough to arrange a new plan..
  5. Dear forum, I've been recently receiving summary warrant letters (one of them has been handed-in in person) from Scott&Co sheriffs claiming I owe over £1300 in Council Tax. This is amount that would cover more than 12 months CT for the property I've been staying in for just 4 months! The truth is, I haven't paid (I'm the sole person responsible for CT) CT because I work too few hours and can't get any benefits as I'm non-UK (I don't even pay the rent right now due to lack of sensible income, got a very understanding LL). I've looked through posts on the forum but it's no
  6. Hi there, long time lurker here but first time poster. I'm looking for some input on a problem I'm facing, I couldn't find any specific info using the searches. I'm posting this in both the "Scotland" and "Dealing with Debt in Scotland" forums as I don't know which is more appropriate - admin please feel free to move or merge as required. I missed the last month (January) of our 15/16 Edinburgh council tax payment, an elderly relative fell ill at New Year, subsequently passed away in March and my wife and I were spending so much time with family we neglect
  7. This isn't a debt question per say but its bothering me and I'm wondering if someone can help. I had to contact Scott & Co last week about my council tax. When they were checking my details they read out a mobile number that I didn't recognise and asked me if it was correct, I told them it wasn't. I thought it was odd since I have never had any dealings with Scott & Co before so they had no way to have a number for me. It wasn't till I got off the phone that I stated thinking it could have perhaps sounded like a number I had years ago I have had my curren
  8. Hi, I am in the midst of a complex Employment Tribunal. A bit of background: - I am claiming discrimination - Failure to make reasonable adjustments and Discrimination arising from disability - I am self representing - I originally submitted my ET1 with a 'headlines' version of allegations (to fit in the box) - I was asked to expand on my allegations by the Judge at my CMD. I did this and the resulting ET1 clarification is 15 pages long - The Respondent has now conceded that I am disabled The Respondent has asked for a Scott schedule to be drafted, with explanation of w
  9. I made an agreement with Scott and Co for Council Tax arrears and it started in Dec 2014. I paid each month, but they lost the payments in their system somewhere the only payment that reached my account with them was Feb's. The others are in their "big" system somewhere. Because of missed payments they say I broke the arrangement and they are arresting the wages now. They sent a letter (never received) and phoned. Now they may have phoned but they say they are not allowed due to Data Protection to say who they are, so just just say an urgent matter. Have just checked the schedule and
  10. Hi there! I sent a CCA in Dec 2013 to Blair Oliver Scott. They wrote to me afterwards (15th Jan 2014) which was more of a 'payment reminder' notice. They have been on my payplan DMP for several years. Outstanding around £1,500 To date they havent acknowledged my CCA, sent registered. After 2 months waiting, I took them off my DMP.. Now theyve sent me another reminder. I live abroad, out of the UK and EU, so it takes usually one month to recieve normal mail. The last reminder threatened 'further action' if payment not recieved. Any advice for the next steps grate
  11. Letter sent to Blair, Oliver & Scott (from Halifax credit card) requesting CCA. Will await their response. Halifax/BOS £3,960
  12. Hi there, I need help composing a Scott Schedule structured in the following manner: 1. Allegation 2. Date of said act/s, 3. Descriptions 4. Person/s performing said act/s, 5. Type of complaint/s, 6. Response from respondent. I'm really stuck how to go about this. I've looked on the internet but cannot find any complete ones to work and adapt from and get hints. Any advice &/or links regards to what the respondent & tribunal may be looking for? It's regarding a disability and unfair dismissal claim. I'm self representing and so it's all new stuff to me. I wa
  13. Hi there, I had an arrangement with Scott & Co paying x amount each month by direct debit. I cancelled this in January of this year as I fell into financial difficulty for that month intending to set it up again. I received a Form 30 - Earning Arrestment Letter yesterday evening. My next pay day is this Wednesday and I have to wait until Monday to call. Does this mean that it will come come off on Wednesday? I will fall into further financial disarray if it does! I had no warning letters or phone calls after cancelling my DD but I know the onus is on me to have let them know.
  14. hi all can you help my brother has his halifax debt with bos and has been paying 1 pound a month to them for over 3 years he owes £15k and been paying rbs 1 pound month for 6 months he owes £1800 he is out of work and on benefits he hasnt a hope in hell of ever paying it off he is in council accomodation he is scared to look at his credit score he had missed 1 payment from each before he went to cab and they suggested he offered 1 a month so he s been paying that amount ever since he struggles with fms and depression and cannt found another job i want to
  15. Hi everyone, I was wondering if someone knowledgeable in the field could offer some advice Scott and co have recently sent me a letter stating that due to the length of time I have owed and the size of the debt they will apply for sequestration. No specific dates. I emailed them (as previous experience has put me off phoning) and firstly asked them to break the debt down. They let me know there is some from 2008-2009, some from 2009- 2010 and some from 2010-2011. The total amount due is £3400 I then emailed back asking if they would accept repayment in
  16. Hi all, I've used this site many times for bits and pieces of advice - but I cannot find anything on my own situation. Any help anyone can offer would be gratefully received I have council tax debt which Scott and Co administer on behalf of Glasgow City Council. I have an earnings arrestment with them, which, in a strange way suits me best - because then the money comes off my wages and I don't need to worry any more about it. This has been going on for 6 months or so and I pay around £140 each month this way. Yesterday, however, I received a letter from Scott
  17. Have an outstanding debt with Halifax for credit card, that was handed over to Blair Oliver Scott in 2009. Have been making regular payments and balance is reduced from £7,400 to currently £1529.72. I have had had problems with Blair Oli Scott contacting by tel while working away on business etc, and so stated last year that no telephone communications were acceptable and written comms only. This took 2 goes over 2 months to establish this and make sure it was recorded by collection team, I was annoyed and frustrated when in Nov this year I got 2 automated phone calls
  18. Sorry guys but its me again with another one of our cards...... This one was originally Halifax and like my others we started having financial problems back in Jan 2010 and still are. I initially came to an arrangement with Halifax to pay £27 back in 2010 but then on 11/03/11 had a letter from Blair, Oliver & Scott and after speaking to them (silly I know now) I arranged to pay £105 pm which was way to much for us but we agreed out of fright. Now looking at my credit file I can see that the card defaulted on 22/02/2011. I continued with these payments up until jan this year
  19. Newbie here, hope someone can help Without realising I missed the May 2012 Council Tax monthly payment. I was made redundant about then, so was a stressful time. Next thing I know there's a Summary Warrant on 1 August and Scott & Co phoning me to pay them. Not sure how there can be a warrant against me without my defending myself? I told Scott & Co that I wasn't happy paying the surcharge (I would have paid off the Council Tax in Feb not Jan 2013), but proposed making an immediate payment to cover the missed month and the remaining 5 payments by monthly Standing Order. T
  20. Hi, I need some advice on what to do next. I have a defaulted MBNA debt which changed hands to Experto Credite. I managed to fend off the phone calls for a time then got a letter from Aktiv Kapital informing me they had purchased the debt from Varde Investments on 31/3/2012 and had requested Experto Credite to continue contacting me. I then received 3 letters from CMC. The first on 19/6/2012 was a Fantastic Offer to reduce my account by 50% if I agreed to an instalment plan. The second on 7/7/2012 with which I was offered a choice of discounts depending on w
  21. Hi All, I'm new and just wanted to ask a bit of advice please? I had a Halifax Credit Card upto 2006 when I got into arrears to the tune of £5400. At the time I was in quite a mess as my father died and it was all quite a horrid situation and took me a long time to get myself back on my feet. Anyway, I got in touch with the debt collection side for the credit acrds and was told that my outstanding balance was £5400 and I agreed a re-payment plan of £70 per month which I have managed to stick to. All these years I have paid it back thinking - 2012 will be the year I am free. Only
  22. Hi all, hoping someone can point me in the right direction here. I did search the forum but couldn't find I have sumitted an ET against my current employer which has ended up including direct sex discrimination, indirect sex discrimination, breach of contract, and most recently, victimisation. At the case management discussion the judge asked for me to make a scott schedule, and gave the column headings. I'm fine with most of it (eg 'date of incident', 'nature of incident' etc), and the judge did explain it to me at the CMD (I am unrepresented). However, when I received the notes fr
  23. Hi, I am stressing out trying to figure out how to deal with Scott and Co for Council Tax arrears. A month or two ago they were at my door every few days trying to contact my mum. After a few weeks, my mum asked me to call them and try so sort something out. After calling the Sheriff Officer who left his card with me on his mobile. He informed me that it was my next door neighbour he was looking for and not us after all. He even came to my house to apologize in person. Now yesterday (31.10.12) at 9am a Sheriff Officer knocks on my door and hands us a Summary
  24. Hi Just need a bit of advice, I have a debt (originaly IF) that I was payin through Blair Oliver Scott. I have been paying for around 5 years through Payplan, on some of their letters at the start of the year I noticed they had my balance around £400 more than mine and this was the figure payplan were using. they said the had to go by what Blair Oliver was telling them. Anyway acording to my figures im all clear, I sent Blair Oliver a letter saying Account in Dispute and asking for a statement as the figures dont match up. This was May of this year, and I heard nothing at all, not e
  25. Hi everyone, i hope i have posted in the correct area ! I really need some direction a credit card debt i have with the HALIFAX , the card was taken out early 2011 the current balance is £2300 , i was unlucky enough to have an operation last year and had 3 months off surviving on SSP and tax credits ,the same happened this year again another 3 months off work. I got behind with this card and a default was issued , i wrote to the Halifax with a budget sheet with all my financial commitments and offered them £10 a month as a goodwill gesture untill i got ack off t
  • Create New...