I wonder if anyone can help me? It was 20:30 in the evening and dark. I was driving along a side turning and stopped at a T-junction at the end, intending to turn left. I had my headlights on dipped beam. I looked both ways and was clear so I started to pull out. A white Transit van coming along the road I was turning into from my left, pulled out to the centre of the road to straddle a speed bump which was the middle of three across the road. The van was travelling at a speed I would estimate to be 50 mph or more. The speed limit in the road is 30 mph. I had pulled out about 2 feet and stopped to wait for the vehicle to pass as it was straddling the centre white line, was travelling so fast and was half on my side of the road. It went over the speed bump but continued steering to the right, straight at my car. The van hit the front of my car to the right of my nearside headlight, ripping off the bumper, radiator grill, off-side headlight, etc. The driver steered the van to the other side of the road and stopped. The Transit van has damaged on the offside part of the bumper and on the front offside wing. As you can imagine, I was very shaken but, luckily, was not injured in any way. I was lucky that I had not continued to turn because I would have been hit head-on. The driver of the van got out of the driver's seat and said "What was you doing on my side of the road?" I said I was nowhere near her side of the road and was not even near the centre white line. She then said that she did not see me. I said "Why was that because I have my headlights on." She then said she would lose her £500 excess. I said that was her fault. She gave me her name but refused to give me her address and initially also refused to give me her mobile phone number as she said she did not know it. When I suggested she phone my mobile her memory returned and she told me the number. As the van was from a hire company, I wrote down the company's name, address and phone number. I still asked the driver for her address, but she refused to give it and, while I was ringing my wife to bring me a camera to take some pictures, the driver drove off. An off duty police officer, who was walking his dog, also stopped and knocked at one of the nearby houses to borrow a broom and he cleared up the debris from the road. He did not see the accident but could see where my car was positioned, etc. and gave me his badge number in case I needed anything from him. I was nowhere near the other side of the road and was not even halfway across my side. And looking at my damage and the damage on the transit van was it is evident that the van hit me from the left, across the front of my can. I think that because of the speed the driver was driving at she lost control of the van when she went over the speed bump. My insurance company are saying they are accepting 100% liability because the other driver had right of way and I was turning into her road. I am saying she was driving too fast and should not have been on my side of the road. How could she have right of way when she was on tghe wrong side of the road. The photos I provided show me sticking out of the side turning by about two feet and my insurer suggested I could have reversed my car back into the side turning but it is obvious from where the debris is that I hadn't. Can somebody please give me some advice/ Did she have right of way?