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  1. Help! I have a secured loan with swift advances that I am in arrears with. My income is less than it was when I first took it out as I only have 1 job now. When I took the loan out, Swift didnt ask for any income proof, just how much I was earning. I have now recieved court papers for possession of my property. I am worried sick. I have arrears on council tax and water rates, as well as various credit cards. I do not want to lose my house! I suffer from depression for which I have had periods of long term sick from work and I am still on the medication. Please advise me how to deal with these papers.
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