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About Me


Found 6 results

  1. We have had a mortgage with JP MORGAN for some years and current arrears are £1600 on a balance of £165,000. We have been overpaying by £50 pm for some time without any issues apart from the odd pre printed letter from them mainly as they forgot that they had agreed to payments being made on the 1st not the 15th of the month so it appears to their untrained eye that we are further in arrears every month for 2 weeks till the payment is made. No they have transferred us to Rooftop which filled me with a little dread and low and behold within a month they are threatening possession unl
  2. I had an interest only mortgage with Rooftop mortgages that expired March last year. It was always planned that the repayment would be from the sale of the property (never late or missed payments). Unfortunately did not sell until this month. Redemption statement shows £726 in 'fees'. In September last year I had a letter from solicitors appointed by Rooftop - in that letter they asked for my repayment intentions (which Rooftop already knew) and stated that I would be liable to costs IF the actions appended (ie court hearing/repossession) were proceeded with. None of that happened
  3. Has anyone been offered money to redeem there mortgage with rooftop????? as I have,:??? and today, they rang me to say that they would consider more money off if I couldnt raise enough funds.
  4. Hi, can someone help me or offer some advice with Rooftop Mortgages please. I have a buy to let with them that I took out in 2006. Over the course of the loan i've had problems with tenants, got into arrears, cleared them etc, but as most people know with BTL properties this can happen frequently. In April I was around £1271 behind (current mortgage payment around £290) they then appointed receivers. I sent proposals to clear the arrears via email to the receivers and in post to Rooftop. They never responded. I have since paid all the arrears in full, now Rooftop have stated
  5. Please can anyone give us advice... Back in 2009 we were in arrears with rooftop mortages and it went to court - we were give a suspended possession order and had to pay back £100 on top of our monthly payment which we kept up with well at first but did struggle to pay on occassions, called rooftop explained and was told it was fine each time. A couple of weeks ago rooftop sent us a letter saying we were £700 pound odd behind with this order so we requested statements to check the amount was correct, we did and it was - called and said we couldn't pay it all at once and also that thi
  6. Hi All Wonderful site, so much wealth of information. Short background I had a eviction notice for 5th July 2012, has a hearing on 3rd July 2012, Rooftop did not show up in court. Judge postponed and requested to my advocate that I should write a letter of proposal and solictors letter for the potential buyerand submit to court by tomorrow. I am in the process of preparing a letter but am finding it difficult. Please can anyone help me prepare a letter to the court as I am having problems with the wording. We do want to remain in our property but if the judge says no
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