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  1. Hi all...to srat with I have been totally stupid and landed myself right in it. Car on Finance...Unemployed...couldnt afford...over one third...thought would make a little profit and settle finance. June 2015 Advertised. 'Dealer turned up...bought car...showed me a bank document suggesting that he had paid the finance company and gave me the difference...approx 700 quid. I was relieved to be out of a sticky situation....treated for stress and depression and still am being to date. Guess what....you knew it already...dealer was not a dealer.....a tidy [problem] to get a nice car for 700 quid....I am left holding the baby...so to speak. So Now there is a return of goods order. Despite this I have been in contact with the finance co and I am making payments based on affordability having consulted debt line or something. They are turning up with a truck knowing full well that I dont have the car.....I have explained the situation. I accept full responsibility and I am making payments but they are now adding on charges. I am going out of my mind. Incidentally the car was not registered on HPI but now it is. Since then I have another vehicle on Finance...which surely wouldnt happen if I was showing as default on call credit or whatwever, I am so confused and extrrmely worried
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