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Found 3 results

  1. Hi, I am having problems paying bills due to lack of work and have agreed temporary monthly payments with several CC companies including to my surprise after reading the forum MBNA. The only real pain has been Barclays Partner Finance who will not accept my offer for a token payment and have pressed me to pay more. They have received an income and expenditure report compiled with help from the CCCS but still ask for what I cannot afford. The loan was for a car which has since been sold and a cheaper one aquired to reduce costs and enable me to work.
  2. Hello. I’m trying to stay calm, but pretty in reality I’m quite distressed right now! I recently opened two letters, one from Howard Cohen & Co. and the other from The County Court Northampton. Essentially I have received "Notice of Pending Legal Action" (dated 8th March) and the claim form from courts (dated 25th March). I want to avoid getting a CCJ - it appears my only option is to settle with Robins*nWay. Is this the case? After speaking with their "litigation team" I was informed that I can make an offer of settlement and if they agree to reduce th
  3. Hi Guys, 1st post... been reading loads over the last few weeks... here goes... In October 2003 Myself and a business partner (Lets call him Mr X) took out a joint loan of £10k to help purchase a business. We were desperate for the £10k as it was a shortfall in the amount we needed to get things up and running.. . anyway HSBC wouldn't give us a loan in the company name, but only a "small business loan" which we would be personally liable.. we were desperate and took the loan out. In June 2004, I left the business (resigned as Director) and Mr X carried on with
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