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About Me


Found 6 results

  1. I live on a canal boat, for which I am required by the 1995 British waterways act to have a licence, the licence is a statutory requirement, British waterways was changed to a charitable trust some years ago but the legislation that governs licences has not changed, the trust is now falsely claiming that this licence is now a contract which they can add their own terms and conditions to without any recourse to parliment, and can cancel at any time they choose if the boat owner breaches any condition they have invented. The trust has now " re interpreted " the
  2. Hi there, I hope someone can help me with these cases. When I was young and naive I got offered in the Debenhams and River Island store cards under the premise of extra discounts so I signed up in the stores. I was obviusly not advise of PPI, nor did I know what it was, and obviously charge for it. I do not remember in any case the mention of PPI, just the offered extra discounts and offers, and even the store-assistant filling the form for me, and putting crosses where to sign, her going to make a phone call and having an answer there and then. A few years later and when I st
  3. Hi guys, pretty new to the forum. Ive had my successes with bank charges in the past many moons ago. However i had a hammering off River Island / GE / Santander store card back in the day for my store card with regards to late payment charges, over limit charges etc etc. The account is since closed. Is there still any scope for me to reclaim these in this day and age? As i'd obviously like to pursue some of my money back if its a possibility but dont want to chuck a tenner their way if its not going to get me anywhere! If this is the case id appreciate some guidance.
  4. Hi CCA to OC who returned £1 p.o. as now administered by CL finance. Also made a CCA request to CL Finance prior to this on 24.01.14 (free proof of posing obtained) No CCA r'cd from them. Letter r'cd this morning saying they [CL] have now assigned this to Hoist Portfolio Holding and that future correspondence should be directed to them. I am going to send a letter to HPH just stating that since their clients are in default of my formal CCA Request their letter is an unlawful demand for payment. Do I need to say anything else and is it worth copying t
  5. Hi I had a River Island store card with ppi & have some statements and agreement from Santander. Claim form sent and final response recieved stating I had option to cancel and that I signed the agreement. Have reffered to FOS and am just completing the form. I can remember being asked to sign the form to strengthen the case for getting an agreement by a young shop assistant who was more interested in selling the ppi than the goods! Dont recall any option being mentioned either but am looking for advice to strengthen my case. BF
  6. Hi All, I'm hearing that for a GE Capital RI Store Card you should write to Santander, is this correct? I had one about 10 years ago, I'm fairly sure it had PPI on it but I have absolutely no details about it. Not even an account number. Worth an SAR to Santander (or GE?)? Or just forget about it? It was, after all, agessssssss ago. Any assistance greatly appreciated. Cheers DD
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