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Found 19 results

  1. I had a restriction of sale placed on the Land Registry title of my house for approx. £1000 in 2013 by Sigma SPV1 Limited while I was out of the country and did not receive notice of a small debt (which snowballed with penalties and interest) after I moved abroad. I am now about to sell the property and checked the title and found this restriction from 2013. I searched for the company, Sigma SPV1 limited and see that they were dissolved last year. How do I go about removing this restriction as quickly as possible? I'm happy to pay the amount if that's the quickest way, b
  2. Four-time bankrupt hit with fourteen-year restriction READ MORE HERE: https://www.gov.uk/government/news/four-time-bankrupt-hit-with-fourteen-year-restriction
  3. My daughter took her ex to court over monies he owed her, currently standing at over £6k. She won but he paid her nothing a year later she went back to court and the judge awarded her a Charging Order over his property (he co-owns with a previous ex). She has tried to register the Charge with the Land Registry but they appear to have awarded a Restriction. What is the difference and what should she do?
  4. Hi everyone, just found a restriction on my property from a very old un-secured debt. After reading around it seems because its in my wifes name only and the property is in joint names it wont effect me selling. please see below taken from Title: Is this true? what issues is this likely to cause and will it scare away buyers? (21.02.2014) RESTRICTION: No disposition of the registered estate, Title number ########### 2 of 4 B: Proprietorship Register continued other than a disposition by the proprietor of any registered charge registered
  5. I hope someone can help with a situation that has arisen out of the blue, just a few weeks before completing the sale of my home after battling repossession and eviction for the past 7 years. Despite no contribution to the mortgage, bills, expenses or child support, my ex-husband has engaged a solicitor to apply for a Restriction on Land Registry. The mortgage company have a possession order and have tried to evict my son and I twice this year. The judge allowed us to pursue a normal sale both times. My 3rd hearing is July 11th and now this final twist has
  6. Hi, Im hoping for some advice please. My ex is trying to get a share of my property by claiming beneficial interest. From what ive read he has no claim as we are not married, house is mine & he has never paid the bills or mortgage. He has applied for a unilateral restriction to be placed on my house. Ive read I can dispute this with the land registry but im not sure where to start & cant afford a solicitor. Does anyone know the process or anymore info? Will this mean I cannot sell or remortgage my house? Thanks for reading.
  7. My OH had previously been chased for an old outstanding amount of approx £3,500 in which she previously queried with HMRC requesting further details. No explanation was forthcoming and she received her new tax code details and in which they have deducted over £300 last month from her monthly pay in which has caused no end of problems and upset. Quickly looking at approx amounts it seems that they have set-up a repayment plan over 12 months, in which she cannot really afford at the moment. Can she contest the existing plan due to unaffordability and that it was previously disput
  8. Hello Many thanks for reading this- kindly appreciated. I jointly own a property with my ex-husband. We had a NRAM together mortgage with the unsecured loan, I went into IVA once we split up and he is now solely responsible for the remainder of the unsecured debt. As he ignored paying towards this debt (any debts really!) NRAM took him to Court and the following restriction has been entered in the proprietorship register in the Land Registry document: "No disposition of the registered estate is to be registered without a certificate signed by the applican
  9. I have had a CO for the last 6 years on my property and looking at the court forms interest is being added every month. The issue is that since the charge was granted I have had absolutely no contact from the creditor at all. I did ring them once to try to set up a payment plan but was rudely rejected and told to pay the whole amount plus interest or they were not interested. So my question is, are they meant to send me an annual statement of interest as I have no idea how much the debt stands at now? and when in a few months I have enough saved to pay off the amoun
  10. Good evening I hope someone can give me some advice on what to do next. I was due to complete the sale of my house yesterday, however 3 days ago (Friday) I was told by my solicitors that the house couldn't be sold due to 2 restrictions on it against my ex partner. I have explained that all they need to do is to notify the creditors that the house is to be sold, and have proof to show that they have given said written notification, as this is what the LR will need to see before registering the transfer of the new owners and the restriction being removed as the in
  11. Hello, I was travelling to London from Leicester on Saturday 7th June 2014. I went through several M1 southbound road works and mostly kept up with packs of motor cars and only checked my speed gauge at the beginning of the road works to ensure I complied. There were two occasions when I had to overtake, once when a driver was down to 40mph and created a huge gap ahead with a long line of tailback. The second time was when the driver ahead of me was texting on the mobile and at times quite erratic, the lanes being quite narrow and so choosing a moment of safety I rushed to overtake. Please
  12. I have had a company working for me, who had supposidly been working on my behalf to get my property back after it had been repossessed. I have made several attempts to get them to send me any correspondance that they have had between them and the lender, but up until the date of writing this, they have not done this and not done anything to help, but they will be expecting payment when the house is sold. How can I stop them from claiming this and also paying them for doing nothing.
  13. Got a ticket for parking in Threadneedle Street EC, the kerb markings were there and not very visible, couldn't see the restriction sign on a post, when I got the ticket the sign was planted on a wall quite high up, do I have any grounds to appeal and is it worth it. Do the council have the obligation to ensure kerb markings are clear and precise rather than broken and not very visible, I also notice the vehicle in front of me didn't get a ticket as I asked the driver
  14. Hope someone can help me with this. My wife is in the process of selling her formal marital home, from her previous marriage. She accepted an offer and everything was progressing well until today when we had a call from her conveyancer. There are 3 restrictions registered with the Land Registry. Two of the restrictions were in relation to debts belonging to her ex-husband - these creditors have agreed to the sale and will remove the restrictions. The 3rd restriction is worded as follows: "RESTRICTION: No disposition of the registered estate by the proprietor of the registered esta
  15. My wife has had to have two assessments in the last few years whilst on ESA, due to her ill health and mental health issues. She scored a 0 on the first one, we appealed, and 2 years later the appeal went through and we scored 19 points (not much of a difference, eh?) and we got our benefit back. 7 months later, they sent he for assessment again. Once again, she scored zero. We went back to appeal, 13 months later it went through and we scored 18 points We went back to the full rate in March of this year. It's now just the start of June, and we're being told she has to be asses
  16. Hi Have searched but have an unclear understanding of the signs in parking restriction areas. If a designated parking area is marked with a rectangle box, parallel to the pavement: Môn-sat 9.30 -4pm 30 min parking no return 30 min My question is, what are requirements for the local authority to place signs in that area? The marked area in question can fit approx 20 cars. Currently there is a sign at the beginning of the bay and another ¾ down the marked area. I parked my vehicle at the end of the bay and just exceeded the 30 min parking time and was issued with a pcn. I wanted to cha
  17. I recently received a letter from my former employer stating that they understood I was dealing with former clients, stating I should sign an undertaking to desist as I was in breach of contract. I work in a specialist field, and although I did make it known I was moving to work with another company, it was in an area which although similar, is different in the fact my former employer does not have the expertise or the equipment that the new company does. I was contacted directly by the client and asked if we could perform the task. I of course replied we could. This is an organisation who do
  18. Not sure if anyone can I help. I lost my business a few years back and had to declare myself bankrupt but 2 months before doing this Northern Rock managed to get a restriction order on my property for an unsecured loan with a value of £19k. They sold this debt onto Link Financial Services a year later. In the 5 years since the restriction has been placed I have only been sent a letter twice from Link regarding the unsecured loan and I approached them to see if we could get the restriction lifted if we made a reasonable offer to clear the restriction. They wanted 90% of the debt to
  19. I have read a lot about these charging order restrictions and how one can sell the property and inform the charge holder after the sale has gone through if there are joint owners and one debtor. I have spoken to a couple of local solicitors about this and might have well been speaking to a brick wall, as none knew anything about the workings, since the law changed in 2003, of these restrictions, all saying that 'charge is a charge', which I know is incorrect. Can anyone recommend an aggresive solicitor in West Sussex who fully understands the law concerning restrictions, and that may be able t
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