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Hi, This is the first forum I have registered with so if I am asking the wrong questions on the wrong forum I apologise. In 2007 we took out a loan with picture, it changed hands and went to Webb /resolutions and I believe again Idem services. We originally took out the insurance in case my husband lost his job. Apparently it was for the first 5 years, I was informed today that at then of the 5 year term we would receive notification from them to ask us if we wished to take out further insurance. In the 5 years the company changed hands, we did