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Hi all Received a letter today to say that on the 10/01/2014 i was the registered keeper of car that had no insurance. Also apparently on the 13/1/2014 a fixed penalty was sent to me and a valid payment was not made . 1. I never received a penalty of them or i would ave replied to it 2. The tax had ran out on the 31/12/2013 and i was awaiting the renewal from dvla but because it was Christmas post it was late in coming my car had failed its m.o.t at the beginning on January and i simple could not afford to carry on running it. So I cancelled my car insurance and declared sorn on 24/01/2014. Any advice on what i do now please i have tried ringing the DVLA but they are on strike today so cant get through.