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About Me


Found 6 results

  1. Hi, was hoping someone can provide some advice for a family member, car was on finance, missed last 3 payments, did not receive any paperwork until debt collector arrived, offered to pay all monies owed as was an oversight, finance company refused to accept payment as stated monthly payments no longer affordable, car was taken immediately. A letter has just been received asking for an immediate payment of 3k or will be passed to debt collectors The offered payment would have taken payments over 1/3 of the agreement, we were given no other opportunity to
  2. My home was repossessed a couple of years ago now, due to health reasons i gave up the fight as i also ended losing my business and owing money left right and centre. My mortgage was a self cert through a mortgage broker (mortgage express) for about 125k with BM which was around 2008. I had a bad credit history and at the time was working in IT freelance no accounts, no hmrc, i was never actually asked how much i even earned. i remember looking at my application and the mortgage broker put down that i earned 40k a year but i was never asked to prove this. Now i have nothi
  3. my car was repossed by loans2go as previous owner had defaulted, i was gutted but i should have hpi,d before i bought it , gave the keys to loans2go agents when they called at my home, asked for my personal belongings from the car but was not allowed to enter the car as it "belonged" to loans2go, the agent said she would get my belongings for me, the agent passed me a bag from the boot containing car cleaning products, when i asked for my tax disc, cd player, engine (i bought the car without one in it), carpets cd,s etc, the agent said the cd belo
  4. Hope I'm posting in the right place?! I have an agreement with Close Motor Finance. My payment was due yesterday, but I didn't have the money in the bank, so straight away, I got a text from them asking me to contact them immediately. I text them back to say I couldn't today as was at work but would call them today. I said that I would hopefully pay them on Friday but definitely by Monday. They weren't happy with this and I called them today. The lady said if I'm having difficulty paying, when would I want them to collect the car!!!! I've paid 29 months, not missed any paymen
  5. Hello, i have tried to explain this the best i can but sorry if it gets a bit confusing! I took out a HP with ford finance on my ford fiesta. I got into some difficulty with the payments and i had phoned them to explain. I said that i was selling the car to ford busseys(Local ford dealership) and was just waiting until i could afford the excess money to cover the whole cost. Ford busseys offered me a price of £10,500 for my car... Ford Finance phoned me up and told me that they had passed my debt onto Link Financial and they were now dealing with it. Next thing i know when i was at w
  6. Hi. Looking for direction on a ten year old problem, that now I am retired, and met someone who is more savvy than me, really needs an end putting to it. Its with the Black Horse, who I notice are very unpopular on here. I will try to be brief so you don't get bogged down and I do hope someone can answer my question , here goes........ In May 2002 and due to divorce I was coerced into agreeing to the purchase of a motor home by solicitors. This was to enable myself and daughters to regain the family home, and my then husband to move out and live in the motor home. He initially agreed to
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