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Found 2 results

  1. Hi all, Following advise from these forums I have now cleared the majority of my debts. I am now looking to remortgage sometime this year and would like help/guidance in this area. I currently have 1 CCJ outstanding on my credit report for £7000 dated 2012, from what I've read I am unsure if I would benefit: - From paying off to get marked as satisfied ? - Attempting a full & final offer, I understand this would be marked partially satisfied if accepted? - Leaving as 5 years old? I would have to borrow £7K from a family member to clear. If paid would I still have to wait until I apply ?? Many thanks
  2. Hi, I have recently separated from my partner and would like to remove him from the mortgage, I have been advised that I will need to go through a re-mortgage to take this on myself. I am currently on a DMP and am worried that they will not let me re-mortgage, I don't want to borrow any additional monies and my ex partner does not want anything, I have been paying the mortgage since May 2013 with no contribution from my ex. If the mortgage company say no, what are my options.
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