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Found 5 results

  1. Hi, I've received a Notice of Assignment letter from Hoist Finance UK Holdings 1 Limited. It relates to an MBNA credit card debt that I paid off in full October 2017. There were no late payments for the duration of time I had the debt, and the balance they have on the letter looks to be from many years ago. I've seen from other posts here that you can send the holding company a request for more information and what data they hold on you, but since I don't owe any money and they currently have extremely out-of-date information about me (only address is correct), I don't really
  2. I'm looking for some advice please on how to proceed with regard to a county court claim I received today, courtesy of H&L. Back in 2011 I enrolled on a local college course for the academic year 2011/12. At the time I was unemployed and applied for "mature" student finance. This was ticking along and as the end of the year approached various people also on the same course dropped out as their finance was turned down or their circumstances changed. In January 2012 I was fortunate to secure full time employment and continued on the course, my employers allowing me to a
  3. Hi, I was told that it might be possible to get some advice here. I'll have to be vague-ish about the details. This is what has happened: A friend purchased a large item online from a business using Paypal. The item arrived badly damaged and was not fit for purpose. So their understanding was that pursuant to the Distance Selling Regs the seller was obligated to pay for the cost of returning the item. My friend sent photos of the damage to the seller, which the seller acknowledged. The seller was asked if it would be possible to repair the item. The seller said that this would not be
  4. Hi. It may be a silly question but best to ask.....When calculating the Statute Barred date, does a credit from a repossession and subsequent sale of goods on an account constitute payment/acknowledgement and therefore the SB date would run from that credit? Thank you in advance.
  5. Please could someone help me find a piece of legislation, not anecdotal, which shows that alcohol dependence should be treated as a sickness by employees? I know it should be but I can't find anything to support this. Also any help with demonstrating it should be capability not conduct
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