Back in May 2009 I bought a used car using a 2 year Hire Purchase finance deal provided by Blackhorse. Unfortunately the car (a Volvo) broke down almost immediately and declared 'not reparable' by a Volvo dealership garage. Spent one year trying to come to some understanding with Blackhorse but got nowhere so the matter was referred to the Courts (in the mean time I kept paying Blackhorse until May 2010).
My Claim included the rejection of the car and a demand for sustained costs and losses. The Claim was awarded in full by default against the dealer that sold me the car.