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Found 5 results

  1. I have a joint account overdraft debt (First Direct) from 2005 which has been on my Payplan DMP since 2011. The current DCA (Arrow Global) appointed Restons Solicitors who sent Claim Forms to both me and the other party, my ex. Payplan sorted my reply offering £1 per month. I didn't realise that my ex needed to send Acknowledgement of Service and I told him, wrongly,that I had it sorted with my DMP. The claimant rejected my offer and the court issued me a judgement by determination for £20 per month. My ex was sent a judgement by default. (The amounts on the two judgeme
  2. Hi Guys, I have had a lot of debt problems that you have helped me with but managing with the help of the courts to put payment plans in place. Latest one has gone a bit different but this is where I am at now and paying monthly quite happily with judgements: £1600 debt paying £15/month. £8000 debt paying £40/month. £2000 debt paying £20/month. £10000 debt paying £35/month. £9000 debt paying £35/month. All of those were done with a redetermination with a local judge but only once in person. All those monthly payments are up to date. Latest judgement is for £1600 and
  3. Hi everyone, My wife received a claim for an old (2006-2009) Black Horse Fixed-Sum Loan in mid June. I used MCOL to file the AOS online for 28 days to submit a defence and then stupidly neglected to put a defence in in-time! As a result she received a Judgment in Default a few days ago that states "You have not replied to the claim form" - not correct (AOS submitted in time). Is there any way I can dispute the Judgment as the claim was responded to in time and AOS submitted in time? Can I appeal or try putting in a defence with a letter disputing
  4. Hi i have received a ccj, which i was paying every month not missed a payment the claiment now hhas applied to the court for a redeterminaton hearing. Please advise if i have to attend.
  5. A CCJ was issued in the Northampton Clearing centre which agreed an affordable payment. Circumstances have not changed since and are unlikely to improve until March 2013. No payments have been missed, but it will take a long time to clear the debt at the current rate. The bank has requested a redetermination hearing for mid August. Suspect this is with a view to gaining leave to apply for a charging order (restriction) on the property as a next stage after that. Advice for what to do next is appreciated. Just very annoyed that further court charges will be needlessly added on.
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