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Found 6 results

  1. Hi, I am an international student staying in UK for brief periods of 4-5 months every year. I unfortunately have a debt I owe O2 of 493£ from 3 years ago. I am in a bad shape now and am leading a hand to mouth existence. I recieved an e-mail recently from Lowell, offering me a settlement plan of a one time 290£. I was in my home country then and wrote back to them saying I may not come back to UK but would still settle for 150£ which is all i had in my UK account. They never responded to it. I am now in UK for a couple of months and I received a letter from RED asking for full payment o
  2. I have been having some trouble with a past debt from 3 mobile, I have looked through lots of threads to find out what to do, however most of the advice has gone over my head. The original debt was with 3 mobile 5/6 years ago for a cancelled contract and was sorted with Moorcroft (who I believe are 3's in-house comapny?) This was paid off however some time later I was contacted by red/lowell saying I owed a greater amount of money and they wanted paying. I refused to accept that owed anything, asked them to prove it (which they didn't) and proceeded to ignore the e
  3. Hi, after getting a couple of letters from Lowell I did a little digging and found I owed some money from years ago for a car insurance policy, less than £150. Not sure why it was not paid, its that long ago. I duly ignored all the letters from Lowells and settled the debt online with the original creditor. They promptly refunded the full amount and sent me a letter saying to deal with Lowell as they have bought the debt. I owe the original creditors the money and dont see that I should pay the full outstanding amount (or even close to it) when they "bought" my d
  4. Hello all, Brand new here but need some further advice. Basically Red/Lowells have wrote to me ((I know you've heard it all before)) but I thought I'd go it alone in writing to them and taking them on. Basically Lowells wrote to me initially for a Barclaycard Debt dating back to 2003 for £690. I ignored it at first but then another letter came from Red Debt Collection Services demanding the amount. From reading your threads etc I wrote to them RECORDED DELIVERY on the 15th December 2010 with the following: I do not acknowledge any debt to you or any other company or organisation
  5. Hi all, I moved home recently and only today received a series of letters sent to my old address from Red Debt Collection. After some googling I see that a lot of people have complaints with this company. Red Debt are claiming that I have a Barclaycard account which has over £600 outstanding. There is even a Barclays account number on the letters from Red. I rang Red and they said this account is from 2005 (making it 6 years old from today?!) and said that if I felt this was fraud I should sign an agreement they will supposedly send to me. I do not at this point have any in
  6. ok so ive just braved myself and had a look at my credit report and now i am really confused, keep getting lowells and red etc spouting their usual spat that i owe them for a littlewoods and GU catalogue, i am 110% ive never had any catalogues and they are not showing up on my credit report even though they are stating i am in default, the only things i have on there is my contract phone which is upto date and my credit card also upto date, so my question is how can they pursue a debt that i dont know about let alone it being on my credit file??? any input would be great
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