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About Me


Found 24 results

  1. Hi, I wonder if someone can help on this matter. October 2017 - I received a Capital COntribution Order (CCO) for £52968.06 to repay to Legal Aid Agency (LAA) following a legal proceeding. In this case Rossendales claimed £362.50 as enforcement costs and other fees for a Charging Order thay they put on my property. December 2017 - I lodged a Judicial Review as litigant in person against Legal Aid Agency. The argument was that the CCO was miscalculated. Jannuary 2018 - The High Court ordered LAA to recalculate the CCO within 3 months. May 2018 - LAA admitted the misca
  2. Hi all , i have been attending work programme for over a month - and was late for an appointment due to a heavy cold and my provider decided callously to raise a doubt with DWP. recieved a 'good reason letter' asking why i dint attend work programme appt.- how can i successfully challenge this and avoid a sanction. help would be very much appreciated guys!
  3. Hi, on 25th I was taken 244,61f from my account by Direct Debit from O2. They said it was mistake but I know people that was edited like that before. O2 said to use Indemnity Claim (firstly they said they are refunding me but after few chats they said they didn't - pure edited). I contacted Barclays like 5-6 times. Everyone edited or ignores the matter. I have proof on chatts that different customer service write that indemnity claim is succesful and I will get my money back but after 2.5 days I don't have nothing. I have just called on barclays helpline and some guy edited told me that t
  4. We've been served our Section 21 notice, 4 months into a 6 month contract. The reason ... they claim we're "not happy in the property". However, we found several leaks through the roof, one through a ceiling in a bedroom and the main bedroom had mold growing on the ceiling. I informed the landlord of this, they got a professional roofer out and he told them it needs a new roof. They get 3 other quotes and get told the same thing by each of them. During a phone call, she claims the roof didn't need replacing and it was my fault! I had used a brush to brush off the moss from the roof, the
  5. More of a rant, the new manager I have always asks for the reasons why I want to book a day or half day off. It's not in a friendly "oh doing something nice?" way, its more of a "You should never take days off, you can do those things at the weekend" kind of way. Requested a half day for Thursday, got an instant response of "Why?". So I just said "Personal reasons". Does anyone else get this too? /rant Edit: one other thing, I once took a couple of hours off to leave early, thinking it wouldn't be a problem since I work late occasionally and do the odd weekend. He later
  6. Hi All As title stated, how can insurance company cancel policy for no reason or even false reason. I had a motor transportation insurance which been cancelled by the insurance company with no reason giving and even without my knowledge, Did read some thread over here claiming insurance company only require to sent a recorded letter regardless if received or not and regardless of the cancellation reason. The cancellation has cost me so far £20000 refund for customer's booking. hire purchase, rent , mortgage, wages. and had to shut down my business totally as no any other insur
  7. Hello all, I was wondering if any of you knowledgeable people could help me out with an issue I’m having regarding a previous place of employment please? (I removed potentially identifying details here) After three months I had a successful appraisal and was actually given a pay rise and a permanent contract… and then I was fired a couple of weeks later. Out of the blue. No disciplinary, no discussion, nothing. I was called out of the office one morning by a feared manager, who dragged me into a spare office with the HR lady (a long story, she was hired it seems to find any way at al
  8. Our Landlady has constantly dropped hints that this 3 bedroom house should be for a family not a couple so my Mrs and I are looking for somewhere else (daughter left home). Talking to Landlady yesterday she said she'd give us back the deposit 10 days after we leave. She's a tight bitch so I don't trust her. 1. Is that even legal? 2. Whose to say she wont just walk around the house making up stories to diddle us out of our deposit money?
  9. I have worked for 30years in the same position. I became sick 10yrs ago for few months and returned back to work. 7years ago my company was bought over by a contracting firm. I still remain in the same site I have been 30yrs ago. Five months ago I was issued a suspension letter due to health reasons for one month. I was recalled back after one month to defend why I should not be terminated and my GP responded with sick note that I am receiving treatment. The threat of suspension and losing my job had followed me through. I have now suffered stroke and may not be able to work again. My emplo
  10. How can I find out if I am deliberately being turned down for jobs where I have previously work due to someone in authority taking a dislike to me.
  11. I have an old outstanding debt from Littlewoods which was sold to Drysden / Capquest. The debt is from 2006 and I don't think any payment has been made since 2007 which should mean it should have come off my record. I entered a CCA request to them and also asked Experian to look into it and eventually I had a reply that they couldn't complete the CCA request but what they did have was a screen shot of a payment I'm supposed to have made in 2010. Is this something they can even do, shouldn't they still respond to the CCA? Can anyone advise what to
  12. I am not sure whether this is the right section/place for this, but perhaps someone around here can offer advice on the following. I recently got a letter from the R.B.S, informing me that that "we have, with regret, decided that we will no longer provide these [bank account] facilities for you" They don't give any reasons, but I am assuming that my name has come up on some wide sweeping statistical based list for potential fraud/money laundering, and I guess that the R.B.S doesn't like the little man trying to get a piece of their action. I don't have a regular job,
  13. HSBC took it upon themselves yesterday to stop my VISA DEBIT card for no good reason. I had just paid online a BT (British Telecom) bill which they thought (as stated to me when I called them) ‘suspicious’. They were in possession of two contact telephone numbers for me. They did not call either of there although when I talked to them they lied and said they had called them. This is not the first time they have done this to me. Why do any of us stay with this rubbish bank? I’m going to see my local management tomorrow and take him up one side and down the other. For all the good it
  14. I went to sign on this morning and after waiting for a long time, one of the advisers came over and asked me who I was there to see. I told them and she went off, and then came back and asked me to sit with her at her desk and asked for my NI no. which I gave her. She then looked up my details and informed me that my claim had been stopped. I was then asked if I'd missed any appointments, to which I replied 'No', and then she told me to wait as she needed to speak to someone. I was then called over by a manager, who after doing some digging around, told me that it seems to have bee
  15. We received a section 21 (1) (b) from the agency managing our property. We are not challenging the eviction, however, we have noticed the property is now being advertised on renting websites before we have acknowledged the notice (verbally or written) and before we have vacated the property. We were under the impression that the landlord cannot legally relet the property for six months due to the way he has evicted us, is this correct? They are using the break clause in our 12 month contract which comes into force after 6 months (which has now passed).
  16. i recieved a good reason letter today for an appointment they apparantly told me about in february to attend seetec on (12/05) but in fact the only mandatory appointment letters i got was for (20th and 22nd) both of which i canceled because they were all day appointments, then i had an appointment with my advisor this past monday and he did not mention missing an appointment or anything... im just wondering how i should go about doing this good reason letter should i simply say that i had no appointment for the 12th and include copies of the letters which state the dates are 20th/22nd jun
  17. Hi. I've been on the Work Programme for around 8 weeks now. My provider is Seetec who in turn sub-contract to a company called Groundwork (meaning I've never actually met anybody employed directly by Seetec). Over the past 8 weeks I have bent over backwards to work with them as I am desperate to get back into work and genuinely appreciate any help that is offered. Unfortunately, while my advisor has been fantastic, every other member of staff I have been faced with has been beyond useless (it amazes me some of them ever passed an interview). Today I received a letter stating tha
  18. Today I received a letter from DWP saying that I a doubt has been raised because it appears I failed to undertake an activity Ingeus told me to do. It says that on 19.08.2013 I was notified to attend/participate in an appointment on 20.08.13 but that I failed to do so. Now they need a good reason letter from me sent to the address on the letter before 06.09.13 to explain why I didn't undertake this activity. ---------------------------------- on 19.08.2013, whilst I was with my adviser, he said that he didn't have a digital copy of my CV on file , he said that if I didn
  19. Hello. First post, and i am hoping someone around here can fill me in better than Barclays have, and possibly offer me advice? I have searched the forums around here and no one seemed to of matched my situation, based on their financials they have posted in the thread, so figured i would post a new thread. My situation started on Monday the 3rd of September, where i had money taken by Barclays from my account (the entire balance) the transaction was named "Reconcile" i only noticed this on the 5th of September, due to not checking my account since the Friday before, and had received
  20. http://www.credittoday.co.uk/article/14456/online-news/debt-collector-to-pay-firms-15000-after-investigation
  21. Hi everyone, I wonder if you can help me. I wrote to RBS about mis sold PPI on an old, paid up loan, they sent a letter back asking why I thought it had been mis sold. I wrote back saying that as the loan was secured on my property (they had a legal charge on it) why would I need PPI aswell. They replied saying that it was not a valid reason. Any thoughts on this please.
  22. For more details see this thread. Here's a quick summary: I've been sanctioned, but the reason on the letter is incredibly vague. It just says that I 'cannot be treated as actively seeking work'. After five attempts at trying to find out the reason I finally got told the content of the sanction doubt that was sent to head office in Newcastle, however this is incredibly vague too. It only says that I haven't 'adhered to my job seeker's agreement'. I arranged a reconsideration meeting at my local branch yesterday through Newcastle, which my local branch pretended didn't exist when I attempt
  23. Hi All, my OH has been working at a small shop/deli beginning 14th oct, 2011; she was called on Monday morning and told she was no longer needed and not to come in the next Friday, Saturday and Sunday (the days she works), but she'd be paid for them as it was her one-week notice from the company. There has been no warning / disciplinary, and she has a full contract with the company. We wrote an email to the company owner asking for a reason (and a formal letter of dismissal), which we received and which stated my OH was aware "there would be a probationary period" and that her work had
  24. Hi Having received SAR's back from a couple of lender's I've had loans / credit card's with, I'm now in a position to complete and send off the FOS questionnaire. From 2001 up until 2008, I was employed but wasn't on a salary nor did I have a contract of employment - I was on piece work and was paid per unit of work that I did. Some months I could make a small fortune whilst other months, I didn't make a penny - it all depended on how much work I recieved from my client, if any. Would this be a valid reason to claim back PPI bearing in mind some months I had no income but was still emp
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