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About Me


Found 18 results

  1. I am due to road tax refund but received this message on my phone. It seems a bit suspect. Has anyone else had this message. Many thanks for any adivce! LT
  2. A friend has chosen a business name which someone else claims copyright on: Name Of Business© How can I check if they have the copyright or have just added the © symbol? I Googled it and found a Gov site but that only lets you check TM's.
  3. I have an agreement with Jacobs to pay 2016-17 council tax, well I did have until they have demanded the balance with in 7 days. My agreement was for £20 per week, in May 17 I asked to reduce this to £60 and pay monthly. They agreed and confirmed by mail for three months then I would have to pay £80 per month starting in August 17. I have paid may, June, July as agreed but because the July payment was paid in three weekly amounts but the full 60.00 was with them by the agreed date 16th and one extra week towards Augusts payment (my mum actually gave me the money to pay July and
  4. Summer has arrived and Thunderstorms are around. If you would like to track Storms moving around Great Britain this is for you. You can close into your town see strikes in real time and even time the thunder before it reaches you. As you zoom in, you can even see the strikes in nearby streets. At this moment 03-14am I notice just off the coast of South East of Britain is getting a beating. Anyway the link you will soon get used to it.Just turn the sound on, and as you close in you will see the lightning strikes and track the thunder before it reaches you . Strange thing
  5. I have received a letter from monument about PBP. It was totally unsolicited, and I have not applied for anything (PPI or the like)or contacted Monument in any way for years. This letter came totally out of the blue and I dismissed it along with all the other letters I have received from them over the years. I ripped it up and put it in the bin. The Short Story My monument account was pulled many years ago , I can't even remember the dates it was so long ago, leaving an unpaid balance of around £3,600 which remained unpaid. The Long Story I have just
  6. Hi guys I rang the DWP about a change in my circumstances. The guy on the phone told me I had to send some evidence in but the address he gave me sounded really weird- I wonder if anyone knows if this is right?: FREEPOST DWP ESA 36 Thankyou
  7. I keep reading that money doesn't exist. What does this mean ?
  8. The ONS has today estimated that there are 5 million cases of fraud a year, with at least half being online. Much of this was not included in previous crime survey stats which showed reductions in crime. I have always believed that crime has not reduced, but it has simply changed or Police don't investigate it. Most shoplifting is not reported and is dealt with on a civil basis. Fraud reporting has been made difficult, with Police not investigating in most cases. When i look locally, in the last year or so, i believe crime has increased. A local newsagent was burgled, a cashpoint
  9. Over the past few months a large number of Facebook pages have been set up (mainly by Sovereign Citizen/Freeman on the Land activists). A common feature of these pages is the use of highly dubious methods of 'beating the bailiff'. The most common feature, and one that is sadly costing debtors dearly is the advice to refuse to speak or correspond with the enforcement agent and instead, to pay the amount of the actual 'debt' (Liability Order, parking penalty notice, court fine) direct to the creditor (minus bailiff fees of course). From further reading it would appear that the reason for
  10. I've been itching to buy trainer the a long time. I've had an exercise bike for a few years but I was getting fed up with it, partly because bits of it was time to wear out but also because it didn't really replicate cycling at all well. I was looking for a trainer and although I really wanted something that is generally compatible and in the majority, I was put off by the noise tests of the Wahoo Kickr and most of the other more common trainers. In the end, I saved up and settled for the Elite Real Muin because it was apparently so incredibly quiet. I was also looking for a virtu
  11. I dont quite understand what the problem here is, claimant on DLA, partner is a carer, claim income support/child tax credits etc. Do not claim Mortgage relief (barred for whatever reason it was at the time of the claim some years ago) October, the Atos form arrives re assessment, form filled in and sent back (recorded), nothing heard from since. No medical sought (as yet) Roll forward 2 months and a letter drops through the door from the Benefit Integrity Centre in Ilford (about 100miles from the claimants address) withan Income Support from A2/04/12 . Form states that clai
  12. Hi All, I'm hoping there's someone on here that can help? I'm just in from work and a lovely letter through the door from IRS an investigation and recovery company on behalf of Peugeot Finance. I'm crying as I type this as I don't know what to do, They're not chasing me, but my husband, he has missed 3 payments on his van and due to him burying his head I assume, theyve handed it over to this lot and they've added their charges of £300 for a doorstep visit. My husband is away to a work course this weekend and I won't speak to him till tomorrow. I'm a scare
  13. Ikea is sprucing up its offer by selling cheap six foot Christmas trees in a bid for more festive business as analysts claim as much as 62pc of the high street is already on sale Famed for its flat-pack beds and the meatballs in its restaurants, Ikea is branching out in the festive rush by selling real Christmas trees - for five pounds. The Swedish out of town giant yesterday revealed its tactics for trying to entice shoppers away from the high street - offering customers a £20 coupon if they forked out £25 for a real, 6 foot Nordmann fir. Ikea said rivals were selling trees for as much
  14. Lloyds Banking Group has agreed the sale of a portfolio of Irish commercial real estate loans to Risali Limited, an entity affiliated with Apollo Global Management, for £149 million. The transaction is not expected to have a material impact on Lloyds due to significant impairment provisions held by the bank against the portfolio, which are higher than the average across its Irish wholesale book. The gross assets offloaded by Lloyds amount to £1.466 billion. Link: http://www.bankingtimes.co.uk/2012/11/20/lloyds-offloads-toxic-irish-real-estate-loans/
  15. Hi All, Very new to all of this but essentially me and my partner got together a year ago and it turns out she has some minor debt. A fine from the courts for a theft which ended up a £120 fine. Now, this was two years ago (When she was 18) and they have decided to catch up to her now about it. The initial amount owed was £120 and has risen to £420 she has had no previous contact with them except for the court date, she received no warrant (Until today), and no notice of the debt to be owed. The Warrant we received today was stated as a "Distress warrant" And was of the value of £
  16. Hi I have been a complete idiot and got hooked on gambling i have taken out so many pay day loans i went to payplan set up a dmp but i am having difficulty paying it as i took out more loans to feed my habbit. I have stopped but all are chasing me do I tell them about my addiction as they want to know why i cant pay. owe £7000 arrears on mortgage and have broken so many arrangements i think they will repossess my house. If they start proceedings what happens if I can prove i can pay a little back each month will they stop the repos
  17. Hello all, I am not old, I am not young, but I would like to say, A real book made with real paper and bound and written with passion, proof read, edited, published, will stand the test of a thousand years of existence! Technology is my thing, however if I were to be sitting on a deserted island and there is no power and my batteries ran out, nothing beats a real tangible physical book!!!! a work of art an inspiration, a wonder - and its in front of you there ready to be read, now and forever! real books will never die..... Kindles I pads Phones etc are fine when you are on a tr
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