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Found 16 results

  1. I will be travelling abroad for 7-10 days and will be signing off, I am on old style JSA and want to avoid if possible making a fresh claim for UC and make a rapid reclaim for JSA instead upon my return. Would it not be the case that if I signed off from JSA for one week to go overseas then I would need to make a claim for housing benefit due to a change of circumstances to cover me for the period I am on zero income. So I make my housing benefit claim immediately after I close down my JSA claim. Therefore I cannot go on UC due to me awaiting a desicion for housing benefit ?
  2. READ MORE HERE: https://www.gov.uk/government/news/uk-and-france-launch-rapid-deployment-exercise
  3. I am trying to do a JSA rapid reclaim online but after answering the first few questions im told i live in a Universal Credit postcode area and to click on the start now link to apply if you live in an eligable area. Do i simply go through and fill out the Universal Credit questions to do a Jsa rapid reclaim?
  4. Was just wondering if you've been on ESA for a few years and close your claim to move to a job you've been offered as it would pay more than the Permitted Work rules allow but then find you can't cope as the pressure of the job quickly starts to exacerbate your medical condition are you able to do a rapid reclaim and go back to where you were or would you be looking at going through the ESA system from day 1 again?
  5. I had a letter this morning from a company calling itself MKPD. They claim in the letter that They say the debt is for £1,848.88p, but I have no knowledge of this debt. I am also suspicious as they say it was passed to them in December 2011, so why wait until know to write to me? Any advice as what to do would be gratefully appreciated. Thanks!
  6. Hi all What do I send next to Bcard - if anything? CCA requested for very old MSDW card. Received usual reconstituted application form. Dodgy DN issued by Mercers. A/c in dispute letter sent to Bcard + holding them responsible for Mercers harassment. Letter and doorstep visit (told to Foxtrot Oscar) from Resolvecall but no confirmation from either Mercers or Bcard that they are who they say they are. Today: 2 statements from Bcard. 1. Mercers are now dealing with your account...' 2. '...your card has been withdrawn. 3. 'Your card has now been cancel
  7. Hi All, I don't know if anyone can help. In 2009 i had a payday loan from Rapid Cash based in Manchester. My husband had just been made redundant and we were majorly struggling. In the end they lodged a CCJ against me which is for £325. I want to make them a one off offer of settlement as i need it to show as satisfied on my file for my mortgage application but i can't get hold of them !! Are they still trading and if so is there a website for them? If i can't get hold of them to pay, what do i do about the CCJ as its on there until next year and i really n
  8. My partner and I were repossessed by Capstone nearly 3 years ago. We havent heard a dicky bird from them but we also had to get a secured loan with the mortgage which was from Welcome Finance. This has now been passed on to Mackenzie Hall my partner keeps getting the odd letter asking if he lives at the address we are now residing at. He is now saying that we are going to be getting baillifs coming to the door can i just ask this isnt correct is it as this loan is now not secured tried to explain this to him but he is frightened we are going to lose this property cant get through to him.
  9. Several years ago I lost my job and therefore couldn't make the minimum payment on my credit card. I rang BC to explain and they were reasonably helpful at first. They told me they could lower the payment, which I still couldn't afford, but told me that was the least they could take. I later found out this was rubbish and rang back to make token payments to show I wasn't trying to ignore/avoid it but just couldn't pay at this time. they quickly added charges to my account and continued to add interest despite me pleading to them to freeze the account as I had long
  10. Hi, first time posting, hoping to get some help. Back in 2008 I took out a CC from HSBC, spent a few thousand and soon after defaulted due to redundancy. I think I made 3 payments in total. HSBC chased this debt for maybe a year, but I explained I had zero money and ignored them. The last I heard anything about this debt was some time in 2009. After 3 years of silence I thought I'd been pretty lucky, I was employed for that 3 year period but no one seemed to be chasing me for this money at all. Around March this year HSBC wrote to me to advise the debt had been passed to MKDP, who a
  11. Hello, first time poster so thanks in advance for any assistance. I'm looking for some advice on a couple of letters I have recently received from MK Rapid Recoveries. I had no idea who they were at the time but I recognised the account details they were referencing though I have never had any correspondence from them previously. It was from a Welcome Finance loan of £1500 (now £2171.35) I took out in March 2006. I, and my partner, were both put out of work in the summer of 2006 and as such all of our debts defaulted in some way at this time. We pretty much sold eve
  12. I'm continually getting calls from the phone number 03333 440629, can be three or four times a day, for a few days, then nothing for a couple of weeks, and then it starts again. I don't answer numbers that I don't recognise, I let them ring out and google them. This number appears to belong to MKRR. They've also used 01452 260079 just recently, after I mistakingly pressed re-dial. However, I've not (knowingly) spoken to them, and they have not contacted me by post - they mustn't have my current address - is there anyway I can get them to cease calling? Or in doing s
  13. A newbie CRA question ... which CRA should I be requesting data from? I've also moved house recently. I haven't told the DCAs about the move, but a couple have started sending me letters to my new address. Do I need to mention both addresses? Thanks for your help, Sue
  14. Hi guys wonder if you can help me with this. I had an account with HSBC which I haven't used for several years. The account was in the red, but this was made up of charges which I was disputing. Along the way I lost track, and forgot about it for a while. For the past few weeks MKRR have been sending me increasingly threatening letters about payment. I sent them the 'prove it' letter and they sent back some printouts of statements and said the matter was closed. The statements show the charges dating back to 2005 and going until 2008. The amount they are claiming is roughly equa
  15. hi i am new on here but would like some advise re: welcome finance and mk rapid recoveries, we had a joint secured loan with welcome finance but got into problims with paying it back and have not paid any thing on it for about 12 months, because of my health witch welcome knew about and just left us alone ,untill two weeks ago got a letter but only one of us names on from welcome telling us the debt as been sold to mk rapid recoveries and the very next day we got a letter from this company telling me to now contact them because the debt was now with them and they owned it,so i contacted welcom
  16. Good evening I wonder if anyone could advise me on here please? I live with my partner in a house mortgaged by NRAM we fell into financial trouble some years back and took out a secured loan on the property for £15,000. We made payments then Welcome got into trouble and we heard no more for a couple of years. It would appear that Raven bought the debt and they are chasing us for payment, we have an arrangement to pay £100 off of the balance of £26,895.00 (the original loan was 15K). Can they repossess the house although NRAM have the first charge and there would be no equity in
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