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Found 3 results

  1. We paid our bill of about £115 off the middle of last month, then a quarterly bill turned up this month for £740. There's 4 of us in the house. Anyone got any advice? It seems stupidly high for just 4 weeks - 6 weeks usage.
  2. Lloyds reports third-quarter pre-tax loss after state-backed lender sets aside extra £750m for PPI mis-selling claims Lloyds Banking Group has increased its compensation fund for victims of payment protection insurance mis-selling to more than £8bn, pushing the lender to a third-quarter loss. The taxpayer-backed bank put aside £750m against PPI, taking its total bill to £8.03bn, by far the largest provision made by any British bank. The new provision pushed Lloyds to a third-quarter pre-tax statutory loss of £440m, driven in part as well by two one-off writedowns on the sale of the bank's German insurance business and Australian operations and futher Project Verde writedowns. Despite the charges, Lloyds' results for the first nine months of the year were up £2.3bn on the loss it made in the same period in 2012, with the bank reporting a profit of £1.7bn against at £607m loss the previous year. Antonio Horta-Osorio said the lender's profits were growing "in a healthy way" and confirmed the bank had begun talks with the regulator about resuming dividend payments at its full-year results. More: http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10410754/Lloyds-posts-quarterly-loss-as-PPI-bill-rises-above-8bn.html
  3. Royal Bank of Scotland has reported its best quarterly result in more than a year with a pre-tax profit of £826m and said it expects the goverment to be able to start selling its stake it the lender by the middle of next year or even earlier. The profit for the first three months of the year compares to a £1.5bn loss in the same period in 2012 and a £2.2bn loss in the final quarter of last year, largely as a result of a fall in impairments in losses from RBS's "bad bank". Stephen Hester, chief executive of RBS, said the results showed work turning around the performance of the taxpayer-backed lender was "nearing completion". “These results show pleasing progress in delivering a strong and valuable RBS for all our stakeholders. We expect to substantially complete the bank’s restructuring phase during 2014," said Mr Hester. He said the bank was seeing the "start of a pick-up in loan demand" and RBS had a "strong surplus of funds ready and available to fully support economic recovery". Sir Philip Hampton, the chairman, said in a video statement that he expected the government to start selling shares from the middle of 2014 - or maybe earlier "depending on the government". Mr Hester said there had not been any recent discussion about the privatisation with the authorities, but added that any sale would be "terrific for the country". Losses form impairments - or bad loans - fell by 26pc to £1bn from £1.5bn in the final three monhts on the last year. It has now seen a 79pc reduction in non-core assets since it began restructuring in the wake of the financial crisis. Core lending to small and medium sized businesses rose 1pc from the fourth quarter to to £34bn. UK residential mortgage lending remained broadly stable at £110.2bn. Link: http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10034885/RBS-sees-government-stake-sale-next-year-as-it-posts-quarterly-profits-of-826m.html
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