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Found 6 results

  1. Hi, I've recently had a letter from robinson way, offering to close my account and to record partially satisfied. Ideally I'd like the default completely removed. I'd like to know if this is even possible, or is it a waste of my time trying to negotiate this with them? Thanks!
  2. Hi I have finally received my SAR from Halifax regarding my credit card and send me all the statement from 2000 up to now. There is roughly over £1000 charges regarding a insurance they have charged me for payment protection from the date 2000 to 2005 and then it was stopped and no protection charges after that period . There was also CCA dated 2000 with my faded signature on it . please advise What I should do I will appreciate any suggestion or advise if possible
  3. I sent a subject access request form to buy as you view last year, after discovering that I had been paying for the following insurances: All sorted EPS A viewing guarantee (£136 has since been refunded because I had never purchased a TV with BAYV). I thought that I had recieved all of the information that was requested. After numerous emails to the company I have found out that they had failed to produce a telephone call log from 2012 and also a recorded telephone conversation in which it is implied that I asked specificaly asked for these insurances for the hp goods. I did no such thing. They have since sent me the call log in which I discovered that they lied about what was said in the conversation and they even lied about the name of the person who I spoke to! They have also conveniently lost the call recordings. I was just wondering if its against the law to fail to produce information that was requested in the SAR as I believe that the reason why some of the information was missing is because it would prove that they are liars. Thanks for your help.
  4. I was under the impression that if a shop sold loose produce they had to by law have customer scales so that you could see what weight of bananas or whatever you were buying. My local Co-op doesn't have any and when I asked the assistant he just said they don't have any. Does anyone know if they are obliged to have them legally?
  5. Hi, Wonder if I could get some guidance on defence. Hp Company Black Horse Loan Amount 21k outstanding 3800.00 Lost my job last year I asked them to reduce payments to £100.00 per month they refused I continued to pay the 100.00 anyway until I received letter to return the goods and court action to repossess. I have put the 100.00 every month since into a savings account and have 600.00 in the account for any down payment to a new plan I have a large family 4kids at school age and we live in the country no public transport. The jeep now has 195k miles on the clock and the valuation for a dealer was only £1800. Top end Can the above be put into any defence? Thanks for any advice in advance
  6. Have received a letter from a DCA which admits they can not produce a CCA. They state that they can still pursue the debt but also admit they can not enforce through the courts. They also state that they can and will keep reporting it on my credit files. If I tell them in writing that I do not acknowledge the debt in any way whatsoevder and have no intention of paying anything, can I make them remove it from my CF? Many thanks. -- tibar
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